Carrollton, Kentucky.
Typical home $157,924 (-2.9% in a year).
to buy the typical home at today's mortgage rate — +$518 (+167%) since Jan 2020.
- 1 year
- Down $4,641 -3%
- $162,565$157,924 since Sep 2025
- 5 years
- Up $44,090 +39%
- $113,834$157,924 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Carrollton$829
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Carrollton, KY fell 2.9% over the past year — slower than the nation's +1.2%.
Living in Carrollton, Carroll County, Kentucky
Carrollton is a city of 3,890 people in Carroll County. Unemployment in Carroll County was 3.8% in August 2026, and the county had 3.4% more jobs in 2025 than the year before. The most people in Carroll County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Carrollton is a small river city in Carroll County, Kentucky, where the Kentucky River meets the Ohio. Winters are cold and snowy, with January the coldest month, while summers turn hot in July. Rain and melted snow fall steadily through the year. Homes here cost less than in much of the country, and household incomes in the county run below the national picture. Few adults hold a four-year degree.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in shops. Among the largest workplaces in Carrollton are Carroll County Schools, PMC Organometallix and Carroll County Memorial Hospital. Jobs across the county grew over the past year, and unemployment in the county eased slightly compared with a year earlier. Almost no one works from home.
Things to do. General Butler State Resort Park, a protected area in or beside town, and the Kentucky River and Little Kentucky River, both close by, give plenty of room to walk, fish and be outdoors. Eagle Creek, a river a short drive away, is another place to get on the water. For a longer outing, Clifty Falls State Park, known for its waterfalls, is a longer drive away.
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- 1,562households
- 5%of adults have a degree
- 0%work from home
What people in Carroll County work in
Employed residents by industry, from the Census survey. Carroll County had 7,875 jobs in 2025, 3.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 25°; warmest in July, with highs near 88° and lows near 67°. About 21 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Vevay weather station, 7 miles away (NOAA).
Largest workplaces in Carrollton
- Carroll County SchoolsSchool district350FTE
- PMC OrganometallixOrganic chemical mfg201
- Carroll County Memorial HospCritical access hospital122FTE
- Signature HealthcareSkilled nursing facilities73
- Kentucky Department of ParksNature parks60
- Nagel Paper- KentuckyCores, fiber, made from purchased paperboard60
- Kemper Construction,LLC55
- CabotSilica, amorphous, manufacturing33
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 482 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- TornadoesVery high
- Inland floodingRelatively high
- LightningRelatively high
- Ice stormsRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Carrollton’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County.
Carrollton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Carrollton$157,924
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Carrollton13
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Carrollton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Carrollton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.