States · Michigan · Montcalm County

Carson City, Michigan.

Typical home $209,039 (+10.3% in a year). Grand Rapids-Kentwood, MI metro.

What it costs per month · Carson City $1,097/mo

to buy the typical home at today's mortgage rate — +$591 (+117%) since Jan 2020.

What the home itself did
1 year
Up $19,510 +10%
$189,529$209,039 since Sep 2025
5 years
Up $37,065 +22%
$171,974$209,039 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Carson City $1,097 Michigan $1,384 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Carson City$1,097
  • Michigan$1,384
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in Carson City, MI rose 10.3% over the past year — faster than the nation's +1.2%.

Living in Carson City, Montcalm County, Michigan

Carson City is a city of 1,120 people in Montcalm County. Unemployment in Montcalm County was 4.5% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most people in Montcalm County work in manufacturing, then schools and health care.

People 1,120 in the 2020 census
Household income Too few homes in Carson City for the Census survey to measure.
Unemployment 4.5% Montcalm County, August 2026; 5.0% a year before
Homes Too few homes in Carson City for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Carson City is a small city in Montcalm County, Michigan, where people know their neighbors and the pace is unhurried. Household incomes across Montcalm County sit modestly, and a larger share of people live below the poverty line than is typical nationally. The typical home here costs less than the national average, which can make it an affordable place to settle. Winters are cold and snowy, with January the coldest month, while summers are warm and the year brings a fair amount of rain and melted snow.

Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Some of the largest workplaces in town are health and education employers, including UM Health-Sparrow Carson, Ciena Healthcare Management and Carson City-Crystal Area Schools. Few people work from home, and relatively few adults hold a four-year degree. Unemployment across the county has eased a little over the past year, and the number of jobs has edged up.

Things to do. For time outdoors, Pine Creek and the River Styx are both rivers a short drive away, and the Maple River State Game Area, also close by, is a park for walking and wildlife. Farther afield, Sleepy Hollow State Park is a protected area a longer drive away, as is Lake Ovid, a reservoir, for anyone wanting to spend a day on the water. With cold, snowy winters and warm summers, the outdoor seasons here are quite distinct.

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  • 566households
  • 15%of adults have a degree
  • 16%below the poverty line
  • 3%work from home

What people in Montcalm County work in

  • Manufacturing23%
  • Schools, hospitals and social care19%
  • Shops (retail)13%
  • Building trades10%
  • Restaurants, hotels and entertainment6%
  • Professional and business services6%

Employed residents by industry, from the Census survey. Montcalm County had 16,387 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 29° and 15°; warmest in July, 82° and 59° 20° 40° 60° 80° J 29° 15° F M A M J J 82° 59° A S O N D
Average daily high and low for each month: coldest in January, 29° and 15°; warmest in July, 82° and 59° 20° 40° 60° 80° J 29° 15° F M A M J J 82° 59° A S O N D

Coldest in January, with highs near 29° and lows near 15°; warmest in July, with highs near 82° and lows near 59°. About 39 inches of snow and 34 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Alma weather station, 17 miles away (NOAA).

Largest workplaces in Carson City

  1. UM Health-sparrow CarsonGeneral hospital188FTE
  2. Ciena Healthcare ManagementNursing care facilities -skilled nursing facilities112
  3. Carson City-Crystal Area SchoolsSchool district109FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 112 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windVery high
  2. Winter weatherVery high
  3. TornadoesVery high
  4. Cold wavesRelatively high
  5. LightningRelatively high
  6. Inland floodingRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Carson City’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montcalm County and the Grand Rapids-Kentwood, MI metro.

Carson City home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Carson City $209,039 Michigan $263,760 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Carson City$209,039
  • Michigan$263,760
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 5 6 2026 Carson City 6
4 5 6 2026
  • Carson City6

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Carson City address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Carson City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Carson City