Cartersville, Georgia.
Typical home $324,183 (+0.9% in a year), asking rent $1,747 (+2.0%). Atlanta-Sandy Springs-Alpharetta, GA metro.
to buy the typical home at today's mortgage rate — +$982 (+136%) since Jan 2020.
- 1 year
- Up $3,048 +1%
- $321,135$324,183 since Sep 2025
- 5 years
- Up $65,361 +25%
- $258,822$324,183 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cartersville$1,702
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Cartersville, GA rose 0.9% over the past year — slower than the nation's +1.2%.
Asking rents in Cartersville, GA rose 2.0% over the past year — slower than the nation's +2.7%.
Owning the typical home in Cartersville runs $491/mo more than renting one. The gap peaked at $592 in Oct 2023.
That is $2,238 a month against $1,747 rent: a $1,702 mortgage payment, plus $189 property tax and $347 insurance & upkeep.
Owning vs renting — Cartersville
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,238
- Renting$1,747
- Mortgage only$1,702
Property tax · $189/mo 0.70% of value a year — the ACS 2020-2024 median bill over the median home value for Bartow County, GA
Insurance & upkeep · $347/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Cartersville, Bartow County, Georgia
Cartersville is a city of 23,187 people in Bartow County. Half its households earn more than $84,437 a year and half less, against $82,243 across Bartow County; 12% of its people live below the poverty line. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Cartersville was 3.2% in August 2026, and Bartow County had 2.5% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cartersville is a city where incomes run a little above the county's, and where most homes are lived in by their owners, though renters make up a real part of the community too. The typical resident is of middle age, and a four-year degree is held by a minority of adults. Winters are cool, with January the coldest month and frost likely on many nights, while July brings hot summers.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in shops. Cartersville City Schools, Anheuser-Busch and Shaw Industries Group are among the biggest workplaces in town. Unemployment is steady compared with a year earlier, and across Bartow County the number of jobs has grown slightly.
Things to do. The Etowah Indian Mounds, an archaeological site, and the Booth Western Art Museum both sit in or beside town. Red Top Mountain State Park, a protected area for walking and time by the water, is a short drive away, as is the Tellus Science Museum.
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- 9,230households
- 29%of adults have a degree
- 12%below the poverty line
- 26 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Bartow County had 47,654 jobs in 2025, 2.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 28°; warmest in July, with highs near 91° and lows near 65°.
Average daily high and low, 1991–2020, at the Cartersville weather station, 3 miles away (NOAA).
Largest workplaces in Cartersville
- Cartersville City SchoolsSchool district542FTE
- Anheuser-BuschBreweries420
- Shaw Industries GroupCarpets and rugs made from textile materials347
- Ingles MarketsSupermarkets and other grocery stores192
- Bartow Paving CompanyResurfacing, highway, road, street, bridge or airport runway180
- MJCAir-conditioning equipment manufacturing170
- Publix Super MarketsSupermarkets and other grocery stores168
- TI Fluid SystemsBrake and brake parts, automotive, truck, and bus, manufacturing164
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 53 workplaces with 20 or more staff, 4,238 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- LightningRelatively high
- HailRelatively moderate
- EarthquakesRelatively moderate
- Strong windRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cartersville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bartow County and the Atlanta-Sandy Springs-Alpharetta, GA metro.
Cartersville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cartersville$324,183
- Georgia$329,115
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Cartersville listings, and the typical home goes pending in 53 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cartersville32.24%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Cartersville53
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cartersville377
New listings per month
Sellers arriving at the market.
- Cartersville82
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Cartersville$319,860
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Cartersville98.26%
Zip codes with a Cartersville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cartersville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Cartersville
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 30120 | Cartersville | 44,896 | $1,749 | $329,595 |
| 30121 | Cartersville | 25,989 | $1,741 | $314,630 |
| 30184 | White | 7,093 | — | $392,814 |