States · Idaho · Valley County

Cascade, Idaho.

Typical home $431,098 (+2.3% in a year).

What it costs per month · Cascade $2,263/mo

to buy the typical home at today's mortgage rate — +$1,429 (+172%) since Jan 2020.

What the home itself did
1 year
Up $9,530 +2%
$421,568$431,098 since Sep 2025
5 years
Up $57,124 +15%
$373,973$431,098 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Cascade $2,263 Idaho $2,502 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Cascade$2,263
  • Idaho$2,502
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in Cascade, ID rose 2.3% over the past year — faster than the nation's +1.2%.

Living in Cascade, Valley County, Idaho

The Census does not count Cascade on its own, so the figures here are Valley County's. Half the county's households earn more than $76,078 a year and half less; 12% of the county's people live below the poverty line. 82% of the county's homes are lived in by their owners and 18% are rented. Unemployment in Valley County was 3.4% in August 2026, and the county had 4.1% more jobs in 2025 than the year before. The most people in Valley County work in schools and health care, then construction.

People 12,000 about, in Valley County: the Census does not count Cascade on its own
Household income $76,078 the median in Valley County, give or take $7,816
Unemployment 3.4% Valley County, August 2026; 3.4% a year before
Homes 82% lived in by their owners; 18% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cascade is a small town in Valley County, in west-central Idaho, where the mountains and rivers are part of everyday life. Across the county, residents are older than most Americans, and most homes are lived in by their owners rather than rented. Winters are colder than in most of the country, and summers are warm, with a fair amount of rain and melted snow over the year.

Work. Unemployment across Valley County is low and was about the same as a year earlier, and the number of jobs grew in the most recent year. Many residents work in schools, hospitals and social care, in the building trades, in professional and business services, or in restaurants, hotels and entertainment. Commutes tend to be shorter than the typical American commute, and a notable share of people work from home.

Things to do. The Frank Church–River of No Return Wilderness, a protected area, lies a longer drive away and suits those who enjoy wild, undeveloped country. Lewis Creek and the South Fork Salmon River, both rivers, are also a longer drive away and offer water-side outings. For a quieter visit, the Chinese Mining Camp Archeological Site, a longer drive away, recalls the area's past.

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  • 4,318households
  • 46.9median age
  • 40%of adults have a degree
  • 12%below the poverty line
  • 19 mintypical commute
  • 17%work from home

What people in Valley County work in

  • Schools, hospitals and social care26%
  • Building trades15%
  • Professional and business services11%
  • Restaurants, hotels and entertainment11%
  • Government9%
  • Shops (retail)8%

Employed residents by industry, from the Census survey. Valley County had 5,740 jobs in 2025, 4.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 34° and 15°; warmest in July, 87° and 45° 20° 40° 60° 80° J F M A M J J 87° 45° A S O N D 34° 15°
Average daily high and low for each month: coldest in December, 34° and 15°; warmest in July, 87° and 45° 20° 40° 60° 80° J F M A M J J 87° 45° A S O N D 34° 15°

Coldest in December, with highs near 34° and lows near 15°; warmest in July, with highs near 87° and lows near 45°. About 24 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Yellowpine weather station, 13 miles away (NOAA).

Largest workplaces in Valley County

  1. Forest ServiceFederal government · Department of Agriculture209
  2. St. Lukes MccallCritical access hospital194FTE
  3. Mccall-donnelly Joint School DistrictSchool district154FTE
  4. AlbertsonsSupermarkets and other grocery stores111
  5. McCall Rehabilitation and Care CenterSkilled nursing facilities50
  6. Cascade Medical CenterCritical access hospital41FTE
  7. Forest ServiceFederal government · Department of Agriculture38
  8. Cascade DistrictSchool district32FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 576 people in all. Federal offices come from OPM's federal workforce data (2026), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. WildfireRelatively moderate
  2. LandslidesRelatively moderate
  3. AvalanchesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Valley County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Valley County.

Cascade home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Cascade $431,098 Idaho $476,754 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Cascade$431,098
  • Idaho$476,754
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Cascade listings — the market is heating up.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2024 2025 2026 Cascade 27.04% United States 26.90%
10% 20% 30% 2024 2025 2026
  • Cascade27.04%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 80 2018 2019 2020 2021 2022 2023 2024 2025 2026 Cascade 71
20 40 60 80 2018 2022 2026
  • Cascade71

New listings per month

Sellers arriving at the market.

5 10 15 2026 Cascade 11
5 10 15 2026
  • Cascade11

Zip codes with a Cascade address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cascade — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cascade