Cascade, Montana.
Typical home $403,803 (+3.1% in a year). Great Falls, MT metro.
to buy the typical home at today's mortgage rate — +$1,365 (+181%) since Jan 2020.
- 1 year
- Up $12,265 +3%
- $391,537$403,803 since Sep 2025
- 5 years
- Up $125,814 +45%
- $277,989$403,803 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cascade$2,119
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Cascade, MT rose 3.1% over the past year — faster than the nation's +1.2%.
Living in Cascade, Cascade County, Montana
Cascade is a town of 600 people in Cascade County. Half its households earn more than $50,938 a year and half less, against $67,690 across Cascade County; 8% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Cascade County was 3.3% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most people in Cascade County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cascade is a small town in Cascade County, Montana, where most homes are lived in by their owners. Incomes run below the county's, and few adults hold a four-year degree. Winters are cold and snowy, with December the coldest month, and summers are warm in July, with moderate rain and melted snow across the year.
Work. Many residents work in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in the building trades. Some work from home, and the typical commute is a fairly short drive. Across Cascade County, the largest workplaces include Benefis Hospitals, Great Falls Elem Schools and Great Falls H S Schools.
Things to do. Tower Rock State Park, a protected area, is a short drive away. A longer drive brings you to Lewis and Clark National Forest, a protected area, and to the Roe River. The C. M. Russell Museum Complex is also a longer drive away if you like museums.
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- 257households
- 17%of adults have a degree
- 8%below the poverty line
- 24 mintypical commute
- 14%work from home
What people in Cascade County work in
Employed residents by industry, from the Census survey. Cascade County had 36,192 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 38° and lows near 20°; warmest in July, with highs near 86° and lows near 52°. About 67 inches of snow and 17 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cascade South weather station, 4 miles away (NOAA).
Largest workplaces in Cascade County
- Benefis HospitalsGeneral hospital2,511FTE
- Great Falls Elem SchoolsSchool district925FTE
- Great Falls H S SchoolsSchool district393FTE
- Great Falls Clinic Medical CenterGeneral hospital379FTE
- WalmartWarehouse clubs and supercenters351
- WalmartWarehouse clubs and supercenters348
- University of ProvidenceUniversity or college197
- Sletten Construction CompanyCommercial building construction general contractors178
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 64 workplaces with 20 or more staff, 4,651 people in all across the county; Cascade has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesVery high
- WildfireRelatively high
- Inland floodingRelatively high
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cascade’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cascade County and the Great Falls, MT metro.
Cascade home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cascade$403,803
- Montana$467,275
- United States$366,157
Sellers are cutting prices on about 1 in 5 Cascade listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cascade18.60%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cascade28
New listings per month
Sellers arriving at the market.
- Cascade7
Zip codes with a Cascade address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cascade — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Cascade
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 59421 | Cascade | 2,069 | — | $398,650 |
| 59485 | Ulm | 772 | — | $451,342 |