Cavalier, North Dakota.
Typical home $177,561 (+11.8% in a year).
to buy the typical home at today's mortgage rate — +$489 (+110%) since Jan 2020.
- 1 year
- Up $18,705 +12%
- $158,856$177,561 since Sep 2025
- 5 years
- Up $37,552 +27%
- $140,010$177,561 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cavalier$932
- North Dakota$1,526
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Cavalier, ND rose 11.8% over the past year — faster than the nation's +1.2%.
Living in Cavalier, Pembina County, North Dakota
Cavalier is a city of 1,246 people in Pembina County. Half its households earn more than $60,449 a year and half less, against $68,393 across Pembina County; 6% of its people live below the poverty line. Unemployment in Pembina County was 5.8% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cavalier is a small city in Pembina County, North Dakota, where people tend to be somewhat older than in much of the country and a four-year degree is held by a minority of adults. Household incomes run below the county's, and typical home values are modest. Winters are long and cold, with snow through much of the season, while summers are comfortably warm and the year brings a moderate amount of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, with others in professional and business services, farming and government. Across Pembina County, some of the largest workplaces are American Crystal Sugar Company, Motor Coach Industries and North Border Schools. Commutes are very short, and unemployment in the county is higher than it was a year ago, though the number of jobs has grown a little.
Things to do. Icelandic State Park, a protected area, is a short drive away and makes an easy outing for walking and time by the water. A longer drive brings you to Frost Fire Ski and Snow Board Area, a ski area for the snowy months, and to Pembina State Museum, which suits an afternoon of local history.
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- 688households
- 29%of adults have a degree
- 6%below the poverty line
- 11 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Pembina County had 3,335 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 13° and lows near -4°; warmest in July, with highs near 78° and lows near 57°. About 39 inches of snow and 20 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cavalier 7NW weather station, 6 miles away (NOAA).
Largest workplaces in Pembina County
- American Crystal Sugar CompanyBeet sugar refining275
- Motor Coach IndustriesBuses assembling on chassis of own manufacture120
- North Border 100 SchoolsSchool district80FTE
- Mayo ConstructionPavement, highway, road, street, bridge or airport runway, construction70
- Cavalier 6 SchoolsSchool district63FTE
- Pembina County Memorial HospitalCritical access hospital52FTE
- Valley-edinburg 118 SchoolsSchool district50FTE
- Pembilier Nursing CenterSkilled nursing facilities43
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 761 people in all across the county; Cavalier has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Ice stormsVery high
- Cold wavesVery high
- LightningVery high
- HailRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cavalier’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pembina County.
Cavalier home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cavalier$177,561
- North Dakota$290,657
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cavalier9
Zip codes with a Cavalier address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cavalier — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.