States · New York · Cayuga County

Cayuga, New York.

Typical home $308,009 (+7.6% in a year). Auburn, NY metro.

What it costs per month · Cayuga $1,617/mo

to buy the typical home at today's mortgage rate — +$929 (+135%) since Jan 2020.

What the home itself did
1 year
Up $21,874 +8%
$286,135$308,009 since Sep 2025
5 years
Up $81,162 +36%
$226,847$308,009 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Cayuga $1,617 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Cayuga$1,617
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Cayuga, NY rose 7.6% over the past year — faster than the nation's +1.2%.

Living in Cayuga, Cayuga County, New York

Cayuga is a village of 472 people in Cayuga County. Unemployment in Cayuga County was 4.0% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most people in Cayuga County work in schools and health care, then manufacturing.

People 472 in the 2020 census
Household income Too few homes in Cayuga for the Census survey to measure.
Unemployment 4.0% Cayuga County, August 2026; 4.0% a year before
Homes Too few homes in Cayuga for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cayuga is a very small village, home to far fewer people than most towns of any kind, and the winters are long, cold and snowy, with a good deal of snow and plenty of moisture through the year. Summers are warm without being hot. Homes here are valued above what the county's incomes might suggest, and the share of people living in poverty is modest. A four-year degree is held by a sizable part of the adult population.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades also employing many. Across Cayuga County, some of the largest workplaces are Auburn Memorial Hospital, the Auburn City School District and Wegmans Food Markets. The typical commute is moderate, and some people work from home. Unemployment across the county is unchanged from a year earlier, and the number of jobs has slipped slightly.

Things to do. Cayuga Lake State Park is in or beside the village, and Demont Creek runs through or alongside it. A short drive away are Women's Rights National Historical Park, a protected area, and Montezuma National Wildlife Refuge, another protected area. Cayuga Lake and Seneca Lake are a longer drive away for time on the water.

Report a mistake
  • 212households
  • 32%of adults have a degree
  • 8%below the poverty line
  • 21 mintypical commute
  • 9%work from home

What people in Cayuga County work in

  • Schools, hospitals and social care28%
  • Manufacturing13%
  • Shops (retail)11%
  • Building trades8%
  • Restaurants, hotels and entertainment8%
  • Government7%

Employed residents by industry, from the Census survey. Cayuga County had 24,534 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 31° and 15°; warmest in July, 81° and 60° 20° 40° 60° 80° J 31° 15° F M A M J J 81° 60° A S O N D
Average daily high and low for each month: coldest in January, 31° and 15°; warmest in July, 81° and 60° 20° 40° 60° 80° J 31° 15° F M A M J J 81° 60° A S O N D

Coldest in January, with highs near 31° and lows near 15°; warmest in July, with highs near 81° and lows near 60°. About 109 inches of snow and 44 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Auburn weather station, 9 miles away (NOAA).

Largest workplaces in Cayuga County

  1. Auburn Memorial HospitalGeneral hospital708FTE
  2. Auburn City School DistrictSchool district699FTE
  3. Loretto ManagementHomes for the elderly414
  4. Wegmans Food MarketsRetail supermarkets383
  5. WalmartWarehouse clubs and supercenters321
  6. Cayuga County Community CollegeTwo-year college289
  7. Jasper HoldingsAutomotive parts, new, merchant wholesalers254
  8. The REV Theatre CompanyTheaters, musical250

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 67 workplaces with 20 or more staff, 6,699 people in all across the county; Cayuga has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively moderate
  2. Strong windRelatively moderate
  3. Winter weatherRelatively moderate
  4. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cayuga’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cayuga County and the Auburn, NY metro.

Cayuga home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Cayuga $308,009 New York $524,942 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Cayuga$308,009
  • New York$524,942
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 7 2026 Cayuga 6
5 6 7 2026
  • Cayuga6

Zip codes with a Cayuga address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cayuga — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cayuga