States · Wisconsin · Ozaukee County

Cedarburg, Wisconsin.

Typical home $566,873 (+6.5% in a year), asking rent $2,219 . Milwaukee-Waukesha, WI metro.

What it costs per month · Cedarburg $2,975/mo

to buy the typical home at today's mortgage rate — +$1,542 (+108%) since Jan 2020.

What the home itself did
1 year
Up $34,685 +7%
$532,188$566,873 since Sep 2025
5 years
Up $117,759 +26%
$449,114$566,873 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Cedarburg $2,975 Wisconsin $1,770 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Cedarburg$2,975
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Cedarburg, WI rose 6.5% over the past year — faster than the nation's +1.2%.

Living in Cedarburg, Ozaukee County, Wisconsin

Cedarburg is a city of 12,121 people in Ozaukee County. Half its households earn more than $84,896 a year and half less, against $96,996 across Ozaukee County; 5% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Ozaukee County was 3.1% in August 2026, and the county had 1.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 12,121 in the 2020 census; median age 42.4
Household income $84,896 the median, give or take $9,157 · Ozaukee County: $96,996
Unemployment 3.1% Ozaukee County, August 2026; 2.9% a year before
Homes 62% lived in by their owners; 38% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cedarburg is a small city in Ozaukee County, and its residents skew a little older than many places. Most homes are lived in by their owners, though renters are a real part of the town too. Incomes run below the county's, and the share of adults with a four-year degree is high. Winters are cold and snowy, with January the coldest month, while July is pleasantly warm, and rain and melted snow fall steadily through the year.

Work. Many residents work in schools, hospitals and social care, with manufacturing, professional and business services, and shops also employing a good number. Among the largest workplaces in Cedarburg are the Cedarburg School District, the milk maker Kemps, and the metalworking firm Carlson Tool & Manufacturing. Commutes are fairly short, and a good number of people work from home. Unemployment across Ozaukee County has stayed low, though the county has seen slightly fewer jobs than a year earlier.

Things to do. Close by, Lion's Den Gorge Nature Preserve is a protected area a short drive away, and Niagara is an archaeological site, also a short drive off. Farther afield, a longer drive brings you to Milwaukee, where the Milwaukee Art Museum is the best known museum and the Milwaukee County Zoo is another draw.

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  • 5,445households
  • 58%of adults have a degree
  • 5%below the poverty line
  • 22 mintypical commute
  • 16%work from home

What residents work in

  • Schools, hospitals and social care20%
  • Manufacturing19%
  • Professional and business services14%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment10%
  • Banks, insurance and property9%

Employed residents by industry, from the Census survey. Ozaukee County had 40,611 jobs in 2025, 1.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 30° and 17°; warmest in July, 81° and 62° 20° 40° 60° 80° J 30° 17° F M A M J J 81° 62° A S O N D
Average daily high and low for each month: coldest in January, 30° and 17°; warmest in July, 81° and 62° 20° 40° 60° 80° J 30° 17° F M A M J J 81° 62° A S O N D

Coldest in January, with highs near 30° and lows near 17°; warmest in July, with highs near 81° and lows near 62°. About 36 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Grafton Wwtp weather station, 2 miles away (NOAA).

Largest workplaces in Cedarburg

  1. Cedarburg School DistrictSchool district360FTE
  2. KempsFluid milk manufacturing197
  3. Carlson Tool & ManufacturingCutting dies, metalworking, manufacturing121
  4. Cedarburg Health ServicesSkilled nursing facilities62
  5. Performance HealthPlate, laminated plastics, manufacturing43
  6. CedarburgMail and parcel delivery38
  7. IT'S the CowsDairy distribution32

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 493 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Ozaukee County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ozaukee County and the Milwaukee-Waukesha, WI metro.

Cedarburg home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Cedarburg $566,873 Wisconsin $337,196 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Cedarburg$566,873
  • Wisconsin$337,196
  • United States$366,157
Property tax, 2026 roll $5,352/yr median bill inside Cedarburg, effective 1.09% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 5 Cedarburg listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2025 2026 Cedarburg 18.53% United States 26.90%
5% 10% 15% 20% 25% 2025 2026
  • Cedarburg18.53%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 80 2018 2019 2020 2021 2022 2023 2024 2025 2026 Cedarburg 49
20 40 60 80 2018 2022 2026
  • Cedarburg49

New listings per month

Sellers arriving at the market.

8 10 12 15 18 2025 2026 Cedarburg 17
8 10 12 15 18 2025 2026
  • Cedarburg17

Zip codes with a Cedarburg address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cedarburg — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cedarburg