Centertown, Kentucky.
Typical home $123,177 (-4.7% in a year).
to buy the typical home at today's mortgage rate — +$238 (+58%) since Jan 2020.
- 1 year
- Down $6,074 -5%
- $129,251$123,177 since Sep 2025
- 5 years
- Up $28,226 +30%
- $94,951$123,177 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Centertown$647
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Centertown, KY fell 4.7% over the past year — slower than the nation's +1.2%.
Living in Centertown, Ohio County, Kentucky
Centertown is a city of 416 people in Ohio County. Half its households earn more than $46,563 a year and half less, against $57,798 across Ohio County. Unemployment in Ohio County was 4.6% in August 2026, and the county had 1.1% fewer jobs in 2025 than the year before. The most people in Ohio County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Centertown is a very small city in Ohio County, Kentucky, and a quiet one. Household incomes here run below the county's, and a typical home is worth less than what many older homeowners elsewhere would expect to pay. Few adults hold a four-year degree. Winters are cold, with January the coldest month and highs that stay above freezing on most days, while July is hot. Rain and melted snow add up to a good deal over the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, the building trades and shops close behind. Across Ohio County, the largest workplaces include Perdue Foods, Ohio County Schools and Ohio County Hospital. Unemployment across the county has eased compared with a year earlier, though the county has fewer jobs than it did the year before.
Things to do. No Creek is a river a short drive away, a quiet spot for time by the water. A longer drive brings you to Lake Malone State Park, a protected area built around Lake Malone. The Bill Monroe Museum, also a longer drive away, is a museum for anyone who cares about bluegrass music.
Report a mistake
- 8%of adults have a degree
What people in Ohio County work in
Employed residents by industry, from the Census survey. Ohio County had 7,304 jobs in 2025, 1.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 24°; warmest in July, with highs near 88° and lows near 68°. About 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Beaver Dam weather station, 5 miles away (NOAA).
Largest workplaces in Ohio County
- Perdue FoodsPoultry processing1,324
- Ohio County SchoolsSchool district611FTE
- Ohio County HospitalCritical access hospital423FTE
- WalmartWarehouse clubs and supercenters263
- Young ManufacturingPlaning mills, millwork222
- Big Rivers Electric Corporation - Wilson StationElectric power generation, fossil fuel118
- Kimball InternationalDesks, wood office-type, manufacturing100
- Signature HealthcareSkilled nursing facilities98
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 18 workplaces with 20 or more staff, 3,469 people in all across the county; Centertown has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Strong windRelatively high
- DroughtRelatively moderate
- HailRelatively moderate
- EarthquakesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Centertown’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ohio County.
Centertown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Centertown$123,177
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Centertown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Centertown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.