Central Square, New York.
Typical home $262,850 (+9.0% in a year). Syracuse, NY metro.
to buy the typical home at today's mortgage rate — +$804 (+140%) since Jan 2020.
- 1 year
- Up $21,646 +9%
- $241,204$262,850 since Sep 2025
- 5 years
- Up $72,914 +38%
- $189,936$262,850 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Central Square$1,380
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Central Square, NY rose 9.0% over the past year — faster than the nation's +1.2%.
Living in Central Square, Oswego County, New York
Central Square is a village of 1,862 people in Oswego County. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Oswego County was 4.4% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Central Square is a small village in Oswego County, and it is a place where most homes are lived in by their owners, though renters are a real part of the community too. Winters are cold, with January the coldest month and the rain and melted snow adding up to a good deal over the year, and summers turn pleasantly warm in July. A four-year degree is held by a minority of adults, and a long commute is common for those who travel for work.
Work. Residents work mostly in schools, hospitals and social care, with shops, banks and insurance, and the building trades also employing many. Across Oswego County, some of the largest workplaces are State University of New York at Oswego, Oswego Hospital and the Central Square Central School District. Some people work from home, and the typical commute is a little over what many would call short.
Things to do. The Oneida River and the Oswego River are both a short drive away, and Fort Brewerton, a historic fort, is a short drive as well. For a day out, Oneida Lake is a longer drive away, and so is the Everson Museum of Art, a museum for those who like an afternoon indoors.
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- 1,024households
- 26%of adults have a degree
- 15%below the poverty line
- 26 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Oswego County had 32,477 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 31° and lows near 13°; warmest in July, with highs near 81° and lows near 58°. About 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Brewerton Lock weather station, 4 miles away (NOAA).
Largest workplaces in Oswego County
- State University of New York at OswegoUniversity or college1,232
- Novelis Oswego WorksAluminum sheet made by flat rolling purchased aluminum1,117
- Oswego HospitalGeneral hospital873FTE
- Central Square Central School DistrictSchool district694FTE
- Oswego City School DistrictSchool district682FTE
- Fulton City School DistrictSchool district659FTE
- ConstellationElectric power generation, nuclear555
- Mexico Central School DistrictSchool district448FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 56 workplaces with 20 or more staff, 8,092 people in all across the county; Central Square has two of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Ice stormsRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Central Square’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Oswego County and the Syracuse, NY metro.
Central Square home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Central Square$262,850
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Central Square12
New listings per month
Sellers arriving at the market.
- Central Square4
Zip codes with a Central Square address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Central Square — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.