Central Valley, New York.
Typical home $573,913 (+5.1% in a year). Poughkeepsie-Newburgh-Middletown, NY metro.
to buy the typical home at today's mortgage rate — +$380 (+14%) since Jan 2024.
- 1 year
- Up $28,027 +5%
- $545,887$573,913 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Central Valley$3,012
- New York$2,755
- United States$1,922
Typical home values in Central Valley, NY rose 5.1% over the past year — faster than the nation's +1.2%.
Living in Central Valley, Orange County, New York
The Census does not count Central Valley on its own, so the figures here are Orange County's. Half the county's households earn more than $97,178 a year and half less; 13% of the county's people live below the poverty line. 68% of the county's homes are lived in by their owners and 32% are rented. Unemployment in Orange County was 4.3% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Orange County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Central Valley sits in Orange County in New York's Hudson Valley, a region of rolling hills and river towns. Winters are snowy and cold, summers are warm, and rain falls through much of the year. Most homes here are lived in by their owners, and many residents have lived in the area for years.
Work. Many residents work in schools, hospitals and social care, or in shops and professional and business services, with building trades also a major source of work. Unemployment is slightly lower than a year earlier, though the number of jobs in the county has eased a little. A fair number of adults hold a college degree, and a fair number work from home, while most people still make a good daily commute to their jobs.
Things to do. Bear Mountain State Park is a protected area with wooded trails and lake views, a short drive away. Storm King Art Center is a museum set among open hillsides, also a short drive away. Michie Stadium is a sports stadium a short drive away.
Report a mistake
- 138,608households
- 37.0median age
- 32%of adults have a degree
- 13%below the poverty line
- 34 mintypical commute
- 13%work from home
What people in Orange County work in
Employed residents by industry, from the Census survey. Orange County had 154,905 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 21°; warmest in July, with highs near 85° and lows near 65°. About 36 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the West Point weather station, 9 miles away (NOAA).
Largest workplaces in Orange County
- Garnet Health Medical CenterGeneral hospital2,626FTE
- United States Military AcademyUniversity or college2,000
- Newburgh City School DistrictSchool district1,723FTE
- Middletown City School DistrictSchool district1,262FTE
- St. Lukes Cornwall HospitalGeneral hospital1,049FTE
- Monroe-woodbury Central School DistrictSchool district1,009FTE
- Orange County Community CollegeTwo-year college952
- AmazonGeneral warehousing and storage910
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 262 workplaces with 20 or more staff, 32,499 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Winter weatherRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- LandslidesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Orange County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orange County and the Poughkeepsie-Newburgh-Middletown, NY metro.
Central Valley home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Central Valley$573,913
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 3 Central Valley listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Central Valley20
Zip codes with a Central Valley address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Central Valley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.