States · Pennsylvania · Centre County

Centre Hall, Pennsylvania.

Typical home $342,198 (+0.8% in a year). State College, PA metro.

What it costs per month · Centre Hall $1,796/mo

to buy the typical home at today's mortgage rate — +$858 (+92%) since Jan 2020.

What the home itself did
1 year
Up $2,562 +1%
$339,636$342,198 since Sep 2025
5 years
Up $57,820 +20%
$284,378$342,198 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Centre Hall $1,796 Pennsylvania $1,507 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Centre Hall$1,796
  • Pennsylvania$1,507
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in Centre Hall, PA rose 0.8% over the past year — slower than the nation's +1.2%.

Living in Centre Hall, Centre County, Pennsylvania

Centre Hall is a borough of 1,268 people in Centre County. Half its households earn more than $80,652 a year and half less, against $74,291 across Centre County; 8% of its people live below the poverty line. 76% of its homes are lived in by their owners and 24% are rented. Unemployment in Centre County was 3.0% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most people in Centre County work in schools and health care, then restaurants and hotels.

People 1,268 in the 2020 census
Household income $80,652 the median, give or take $18,301 · Centre County: $74,291
Unemployment 3.0% Centre County, August 2026; 4.5% a year before
Homes 76% lived in by their owners; 24% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Centre Hall is a small borough in Centre County where most homes are lived in by their owners, and household incomes run above the county's. Few residents live below the poverty line, and a four-year degree is held by a smaller group of adults than you might expect so near a university town. Winters are cold and snowy, with January the coldest month, while summers are pleasantly warm, with July the warmest and rain and melted snow falling through the year.

Work. Many residents work in schools, hospitals and social care, with others in restaurants, hotels and entertainment, in shops, or in professional and business services. Across Centre County, the largest workplaces include Pennsylvania State University, Mount Nittany Medical Center and State College Area Schools. Commutes are short, and unemployment across the county has eased over the past year, with jobs growing slightly.

Things to do. Outdoor space is close at hand. Bald Eagle State Forest, a protected area, and Penn-Roosevelt State Park are both a short drive away, and Spring Creek, a river, is nearby too. For a day indoors, the Palmer Museum of Art is a short drive away, and Beaver Stadium, home of Penn State football, is also close.

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  • 23%of adults have a degree
  • 8%below the poverty line
  • 18 mintypical commute
  • 7%work from home

What people in Centre County work in

  • Schools, hospitals and social care41%
  • Restaurants, hotels and entertainment12%
  • Shops (retail)10%
  • Professional and business services8%
  • Manufacturing7%
  • Building trades5%

Employed residents by industry, from the Census survey. Centre County had 69,346 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 20°; warmest in July, 81° and 63° 20° 40° 60° 80° J 34° 20° F M A M J J 81° 63° A S O N D
Average daily high and low for each month: coldest in January, 34° and 20°; warmest in July, 81° and 63° 20° 40° 60° 80° J 34° 20° F M A M J J 81° 63° A S O N D

Coldest in January, with highs near 34° and lows near 20°; warmest in July, with highs near 81° and lows near 63°. About 44 inches of snow and 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the State College weather station, 10 miles away (NOAA).

Largest workplaces in Centre County

  1. Pennsylvania State UniversityUniversity or college17,378
  2. Mount Nittany Medical CenterGeneral hospital1,612FTE
  3. State College Area SDSchool district1,296FTE
  4. Bellefonte Area SDSchool district406FTE
  5. Restek Corporation BellefonteGas chromatographic instruments, industrial process-type, manufacturing387
  6. Wegmans Food MarketsRetail supermarkets379
  7. Pennsylvania State University-World CampusUniversity or college366
  8. WalmartWarehouse clubs and supercenters344

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 117 workplaces with 20 or more staff, 13,157 people in all across the county; Centre Hall has none of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. LightningRelatively moderate
  3. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Centre Hall’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Centre County and the State College, PA metro.

Centre Hall home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Centre Hall $342,198 Pennsylvania $287,078 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Centre Hall$342,198
  • Pennsylvania$287,078
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Centre Hall listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Centre Hall 18.42% United States 26.36%
15% 20% 25% 2026
  • Centre Hall18.42%
  • United States26.36%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 25 2024 2025 2026 Centre Hall 22
5 10 15 20 25 2024 2025 2026
  • Centre Hall22

Zip codes with a Centre Hall address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Centre Hall — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Centre Hall