States · Pennsylvania · Chester County

Chadds Ford, Pennsylvania.

Typical home $719,716 (+3.6% in a year), asking rent $2,235 . Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

What it costs per month · Chadds Ford $3,778/mo

to buy the typical home at today's mortgage rate — +$431 (+13%) since Jan 2024.

What the home itself did
1 year
Up $24,727 +4%
$694,989$719,716 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Chadds Ford $3,778 Pennsylvania $1,507 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Chadds Ford$3,778
  • Pennsylvania$1,507
  • United States$1,922

Typical home values in Chadds Ford, PA rose 3.6% over the past year — faster than the nation's +1.2%.

Living in Chadds Ford, Chester County, Pennsylvania

Chadds Ford, in Chester County, had 1,476 people in the 2020 census. Half its households earn more than $184,286 a year and half less, against $127,208 across Chester County; 3% of its people live below the poverty line. 96% of its homes are lived in by their owners and 4% are rented. Unemployment in Chester County was 3.3% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most people in Chester County work in schools and health care, then professional services.

People 1,476 in the 2020 census; median age 42.6
Household income $184,286 the median, give or take $34,925 · Chester County: $127,208
Unemployment 3.3% Chester County, August 2026; 4.2% a year before
Homes 96% lived in by their owners; 4% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Chadds Ford is a small community in Chester County where nearly everyone owns the home they live in, and renters are few. Incomes run well above the county's, and very few residents live below the poverty line. Most adults hold a four-year degree, and the population is somewhat older than the typical American community. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the hottest; rain and melted snow add up to a good deal over the year.

Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in banks, insurance and property, and in manufacturing. Across Chester County, the largest workplaces include QVC, CubeSmart and the Chester County Hospital. The typical commute is a fairly long one, and the county has added a few more jobs over the past year.

Things to do. The Brandywine Museum of Art is in or beside town, which makes it the easiest outing from home. The Delaware Art Museum is a short drive away. For a longer day out, the Philadelphia Museum of Art is a longer drive away and is one of the best known museums in the country.

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  • 478households
  • 73%of adults have a degree
  • 3%below the poverty line
  • 35 mintypical commute

What people in Chester County work in

  • Schools, hospitals and social care22%
  • Professional and business services17%
  • Banks, insurance and property11%
  • Manufacturing11%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Chester County had 253,659 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 20°; warmest in July, 86° and 64° 20° 40° 60° 80° J 40° 20° F M A M J J 86° 64° A S O N D
Average daily high and low for each month: coldest in January, 40° and 20°; warmest in July, 86° and 64° 20° 40° 60° 80° J 40° 20° F M A M J J 86° 64° A S O N D

Coldest in January, with highs near 40° and lows near 20°; warmest in July, with highs near 86° and lows near 64°. About 30 inches of snow and 51 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the West Chester Northwest weather station, 7 miles away (NOAA).

Largest workplaces in Chester County

  1. QVCTelevision order, home shopping3,505
  2. CubeSmartWarehousing, self storage3,348
  3. THE Chester County HospitalGeneral hospital2,218FTE
  4. West Chester University of PennsylvaniaUniversity or college1,844
  5. Downingtown Area SDSchool district1,802FTE
  6. Johnson JohnsonMed tech orthopedics1,577
  7. West Chester Area SDSchool district1,511FTE
  8. Paoli HospitalGeneral hospital1,362FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 459 workplaces with 20 or more staff, 63,589 people in all across the county; Chadds Ford has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Heat wavesRelatively moderate
  3. Strong windRelatively moderate
  4. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chadds Ford’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chester County and the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

Chadds Ford home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 $600,000 $700,000 2024 2025 2026 Chadds Ford $719,716 Pennsylvania $287,078 United States $366,157
$300,000 $400,000 $500,000 $600,000 $700,000 2024 2025 2026
  • Chadds Ford$719,716
  • Pennsylvania$287,078
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Chadds Ford listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Chadds Ford 23.26% United States 26.90%
15% 20% 25% 2026
  • Chadds Ford23.26%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 50 2020 2021 2022 2023 2024 2025 2026 Chadds Ford 34
10 20 30 40 50 2020 2022 2024 2026
  • Chadds Ford34

New listings per month

Sellers arriving at the market.

9 10 11 12 2026 Chadds Ford 9
9 10 11 12 2026
  • Chadds Ford9

Zip codes with a Chadds Ford address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chadds Ford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Chadds Ford