States · Minnesota · Hennepin County

Champlin, Minnesota.

Typical home $372,631 (+1.2% in a year), asking rent $1,865 . Minneapolis-St. Paul-Bloomington, MN-WI metro.

What it costs per month · Champlin $1,956/mo

to buy the typical home at today's mortgage rate — +$913 (+88%) since Jan 2020.

What the home itself did
1 year
Up $4,502 +1%
$368,129$372,631 since Sep 2025
5 years
Up $35,261 +10%
$337,370$372,631 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Champlin $1,956 Minnesota $1,831 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Champlin$1,956
  • Minnesota$1,831
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 35 years.

Typical home values in Champlin, MN rose 1.2% over the past year — in step with the nation.

Living in Champlin, Hennepin County, Minnesota

Champlin is a city of 23,919 people in Hennepin County. Half its households earn more than $116,102 a year and half less, against $97,653 across Hennepin County; 7% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Champlin was 5.0% in August 2026, and Hennepin County had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 23,919 in the 2020 census; median age 41.6
Household income $116,102 the median, give or take $5,981 · Hennepin County: $97,653
Unemployment 5.0% Champlin, August 2026; 4.1% a year before
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Champlin is a city of homeowners, with far more people living in homes they own than in rented ones. Household incomes run above the county's, and fewer people live below the poverty line than you might expect in a metro suburb. Residents are middle-aged on the whole, and a good share of adults hold a four-year degree. Winters are cold and snowy, with January the coldest month and July the warmest.

Work. Residents work mainly in schools, hospitals and social care, with many others in manufacturing, professional and business services, and shops. Some of the biggest workplaces in town are Egan Company, an electrical contractor, Target, and Cardinal Health, which distributes medical supplies. Commutes are of middling length, and a fair number of people work from home. Unemployment is higher than it was a year ago.

Things to do. The Rum River runs in or beside town, so there is water close at hand. Farther afield, Lake Minnetonka is a longer drive away, as is the Minneapolis Institute of Art, a museum. Target Field, a stadium, is also a longer drive away.

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  • 8,604households
  • 37%of adults have a degree
  • 7%below the poverty line
  • 25 mintypical commute
  • 18%work from home

What residents work in

  • Schools, hospitals and social care23%
  • Manufacturing19%
  • Professional and business services15%
  • Shops (retail)11%
  • Banks, insurance and property7%
  • Restaurants, hotels and entertainment5%

Employed residents by industry, from the Census survey. Hennepin County had 919,062 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 22° and 2°; warmest in July, 82° and 60° 0° 20° 40° 60° 80° J 22° 2° F M A M J J 82° 60° A S O N D
Average daily high and low for each month: coldest in January, 22° and 2°; warmest in July, 82° and 60° 0° 20° 40° 60° 80° J 22° 2° F M A M J J 82° 60° A S O N D

Coldest in January, with highs near 22° and lows near 2°; warmest in July, with highs near 82° and lows near 60°. About 44 inches of snow and 29 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Andover 1N weather station, 7 miles away (NOAA).

Largest workplaces in Champlin

  1. Egan CompanyElectrical contractors757
  2. TargetDiscount department stores353
  3. Jackson MiddleElementary and secondary schools215
  4. Forgent Power - ChamplinSwitching equipment, power, manufacturing180
  5. First Student155
  6. Cardinal Health ChamplinMedical supplies merchant wholesalers142
  7. Crown Lift Trucks MinnesotaIndustrial truck repair and maintenance services127
  8. First Student ChamplinBus operation, school and employee127

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 2,754 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. HailRelatively high
  3. Heat wavesRelatively high
  4. Inland floodingRelatively high
  5. TornadoesRelatively high
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Champlin’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hennepin County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.

Champlin home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Champlin $372,631 Minnesota $348,778 United States $366,157
$250,000 $300,000 $350,000 2018 2022 2026
  • Champlin$372,631
  • Minnesota$348,778
  • United States$366,157
Property tax, 2026 roll $4,214/yr median bill inside Champlin, effective 1.10% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Champlin listings, and the typical home goes pending in 24 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 40% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Champlin 27.24% United States 26.90%
10% 20% 30% 40% 2018 2022 2026
  • Champlin27.24%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

15 20 25 30 2026 Champlin 24 United States 27
15 20 25 30 2026
  • Champlin24
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Champlin 83
25 50 75 100 2018 2022 2026
  • Champlin83

New listings per month

Sellers arriving at the market.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Champlin 34
10 20 30 40 50 2018 2022 2026
  • Champlin34

Median sale price

What buyers actually paid — closed sales, not asking prices.

$370,000 $380,000 $390,000 2026 Champlin $388,221 United States $371,407
$370,000 $380,000 $390,000 2026
  • Champlin$388,221
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

101.00% 101.25% 101.50% 101.75% 2026 Champlin 101.57%
101.00% 101.25% 101.50% 101.75% 2026
  • Champlin101.57%

Zip codes with a Champlin address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Champlin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Champlin