Chatham, New York.
Typical home $529,220 (+3.8% in a year), asking rent $1,300 . Hudson, NY metro.
to buy the typical home at today's mortgage rate — +$281 (+11%) since Jan 2024.
- 1 year
- Up $19,169 +4%
- $510,051$529,220 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Chatham$2,778
- New York$2,755
- United States$1,922
Typical home values in Chatham, NY rose 3.8% over the past year — faster than the nation's +1.2%.
Living in Chatham, Columbia County, New York
Chatham is a village of 1,529 people in Columbia County. Unemployment in Columbia County was 3.4% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most people in Columbia County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Chatham is a village in Columbia County, New York, with a population on the older side and a large share of adults who hold a four-year degree. Homes here cost more than renting does for most households, and incomes in the county run a little above what many places see. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest; precipitation falls through the year as both rain and melted snow.
Work. Many residents work in schools, hospitals and social care, followed by professional and business services, shops, and restaurants, hotels and entertainment. Across Columbia County, the largest workplaces include Columbia Memorial Hospital, the Kinderhook Central School District and the Hudson City School District. Unemployment across the county is low and about where it stood a year ago, and the number of jobs has barely changed. A fair number of residents work from home, and the typical commute is a short one.
Things to do. A short drive away is the Martin Van Buren National Historic Site, a protected area tied to a former president, along with Kinderhook Creek and Claverack Creek for time by the water. A longer drive brings you to Olana State Historic Site, a museum, and to the Norman Rockwell Museum, one of the best known art museums in the region.
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- 830households
- 48%of adults have a degree
- 11%below the poverty line
- 23 mintypical commute
- 12%work from home
What people in Columbia County work in
Employed residents by industry, from the Census survey. Columbia County had 20,909 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 16°; warmest in July, with highs near 84° and lows near 62°. About 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Valatie North weather station, 7 miles away (NOAA).
Largest workplaces in Columbia County
- Columbia Memorial HospitalGeneral hospital1,036FTE
- Kinderhook Central School DistrictSchool district332FTE
- Hudson City School DistrictSchool district316FTE
- Pine Haven Nursing & Rehabilitation CenterLong term health care300
- Chatham Central School DistrictSchool district275FTE
- Taconic Hills Central School DistrictSchool district254FTE
- Ginsberg's Foods HudsonGeneral-line groceries merchant wholesalers250
- WalmartWarehouse clubs and supercenters244
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 37 workplaces with 20 or more staff, 3,298 people in all across the county; Chatham has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Inland floodingRelatively high
- TornadoesRelatively high
- HurricanesRelatively moderate
- Ice stormsRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chatham’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Columbia County and the Hudson, NY metro.
Chatham home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Chatham$529,220
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 3 Chatham listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Chatham38.89%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Chatham21
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Chatham address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chatham — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.