Chattaroy, West Virginia.
Typical home $72,441 (-12.7% in a year).
to buy the typical home at today's mortgage rate — +$147 (+63%) since Jan 2020.
- 1 year
- Down $10,543 -13%
- $82,984$72,441 since Sep 2025
- 5 years
- Down $6,944 -9%
- $79,385$72,441 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Chattaroy$380
- West Virginia$927
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Chattaroy, WV fell 12.7% over the past year — slower than the nation's +1.2%.
Living in Chattaroy, Mingo County, West Virginia
Chattaroy, in Mingo County, had 641 people in the 2020 census. Unemployment in Mingo County was 7.6% in August 2026, and the county had 9.8% fewer jobs in 2025 than the year before. The most people in Mingo County work in schools and health care, then farming.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Chattaroy is a very small community in Mingo County, in the coalfield country of southern West Virginia. Homes here are inexpensive compared with much of the country, and household incomes across Mingo County are low. Winters are cold and summers turn hot, with a modest amount of snow and plenty of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, in farming, forestry and mining, in restaurants, hotels and entertainment, and in shops. Across Mingo County, Mingo County Schools is the largest workplace, followed by Reeds Home Solutions, which does chimney, concrete and construction work, and Everett Hannah Lumber, a sawmill. Unemployment in the county is high and has barely changed from a year ago, and the county had fewer jobs last year than the year before.
Things to do. Miller Creek, a river, and Laurel Lake Wildlife Management Area, a protected area, are both a short drive away, as is Blackberry Creek. Chief Logan State Park is a longer drive away, and so is Breaks Interstate Park, another protected area, for those willing to go further afield.
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What people in Mingo County work in
Employed residents by industry, from the Census survey. Mingo County had 4,466 jobs in 2025, 9.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 46° and lows near 26°; warmest in July, with highs near 89° and lows near 66°. About 13 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Williamson weather station, 2 miles away (NOAA).
Largest workplaces in Mingo County
- Mingo County SchoolsSchool district561FTE
- Reeds Home SolutionsChimney, concrete, construction40
- Everett Hannah LumberSawed lumber made in sawmills20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 60 people in all across the county; Chattaroy has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- Strong windRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- WildfireRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chattaroy’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Mingo County.
Chattaroy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Chattaroy$72,441
- West Virginia$176,576
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Chattaroy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chattaroy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.