States · New York · Chautauqua County

Cherry Creek, New York.

Typical home $168,173 (+6.0% in a year). Jamestown-Dunkirk-Fredonia, NY metro.

What it costs per month · Cherry Creek $883/mo

to buy the typical home at today's mortgage rate — +$134 (+18%) since Dec 2023.

What the home itself did
1 year
Up $9,468 +6%
$158,705$168,173 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Cherry Creek $883 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Cherry Creek$883
  • New York$2,755
  • United States$1,922

Typical home values in Cherry Creek, NY rose 6.0% over the past year — faster than the nation's +1.2%.

Living in Cherry Creek, Chautauqua County, New York

Cherry Creek, in Chautauqua County, had 409 people in the 2020 census. Half its households earn more than $68,516 a year and half less, against $58,351 across Chautauqua County. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Chautauqua County was 4.6% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most people in Chautauqua County work in schools and health care, then manufacturing.

People 409 in the 2020 census
Household income $68,516 the median, give or take $12,409 · Chautauqua County: $58,351
Unemployment 4.6% Chautauqua County, August 2026; 4.5% a year before
Homes 89% lived in by their owners; 11% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cherry Creek is a very small community in Chautauqua County, where almost everyone lives in a home they own. Household incomes run higher than across the county, and a typical home is worth less than many would expect elsewhere in the state. Winters are cold and very snowy, with January the coldest month, and summers are mild and warm, with July the warmest. Rain and melted snow add up to a fair amount through the year.

Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, shops, and restaurants, hotels and entertainment. Few work from home, and the typical commute is a long one. Across Chautauqua County, some of the largest workplaces are Cummins, an engine maker, the Jamestown City School District and SUNY at Fredonia, though the county has seen slightly fewer jobs than a year earlier.

Things to do. Chautauqua Lake is the best known spot nearby, a lake a longer drive away. Allegany State Park, a protected area, and Lake Erie State Park, another protected area on the lakeshore, are also a longer drive away. For an indoor outing, the Reg Lenna Center for the Arts is a theatre a longer drive away.

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  • 33 mintypical commute
  • 2%work from home

What people in Chautauqua County work in

  • Schools, hospitals and social care29%
  • Manufacturing16%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment8%
  • Professional and business services6%
  • Government6%

Employed residents by industry, from the Census survey. Chautauqua County had 45,974 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 31° and 16°; warmest in July, 79° and 59° 20° 40° 60° 80° J 31° 16° F M A M J J 79° 59° A S O N D
Average daily high and low for each month: coldest in January, 31° and 16°; warmest in July, 79° and 59° 20° 40° 60° 80° J 31° 16° F M A M J J 79° 59° A S O N D

Coldest in January, with highs near 31° and lows near 16°; warmest in July, with highs near 79° and lows near 59°. About 208 inches of snow and 54 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Perrysburg weather station, 13 miles away (NOAA).

Largest workplaces in Chautauqua County

  1. CumminsEngines, diesel and semidiesel, manufacturing1,431
  2. Jamestown City School DistrictSchool district882FTE
  3. Nestle Purina Petcare CompanyFeeds, prepared for dog and cat, manufacturing800
  4. SUNY at FredoniaUniversity or college786
  5. Upmc Chautauqua at WCAGeneral hospital711FTE
  6. SKF GlobalBall bearing manufacturer444
  7. WalmartWarehouse clubs and supercenters403
  8. Jamestown Community CollegeTwo-year college360

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 115 workplaces with 20 or more staff, 12,415 people in all across the county; Cherry Creek has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingRelatively high
  2. LightningRelatively high
  3. Strong windRelatively high
  4. Winter weatherRelatively moderate
  5. Cold wavesRelatively moderate
  6. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cherry Creek’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chautauqua County and the Jamestown-Dunkirk-Fredonia, NY metro.

Cherry Creek home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2024 2025 2026 Cherry Creek $168,173 New York $524,942 United States $366,157
$200,000 $300,000 $400,000 $500,000 2024 2025 2026
  • Cherry Creek$168,173
  • New York$524,942
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
falling flat warming hot overheating runaway

Zip codes with a Cherry Creek address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cherry Creek — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cherry Creek