States · New York · Orange County

Chester, New York.

Typical home $538,036 (+3.2% in a year). Poughkeepsie-Newburgh-Middletown, NY metro.

What it costs per month · Chester $2,824/mo

to buy the typical home at today's mortgage rate — +$322 (+13%) since Jan 2024.

What the home itself did
1 year
Up $16,534 +3%
$521,502$538,036 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Chester $2,824 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Chester$2,824
  • New York$2,755
  • United States$1,922

Typical home values in Chester, NY rose 3.2% over the past year — faster than the nation's +1.2%.

Living in Chester, Orange County, New York

Chester is a village of 3,993 people in Orange County. Unemployment in Orange County was 4.3% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most residents work in shops, then schools and health care.

People 3,993 in the 2020 census
Household income Too few homes in Chester for the Census survey to measure.
Unemployment 4.3% Orange County, August 2026; 4.4% a year before
Homes Too few homes in Chester for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Chester is a small village in Orange County, New York. Household incomes in the county run on the high side, and a typical home here is worth a good deal. Winters are cold, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow add up to a fair amount over the year.

Work. Many residents work in shops, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in transport, warehouses and utilities. Some of the largest workplaces in Chester are distribution and trucking operations, among them Wakefern, L.P. Transportation and JB Hunt. Getting to work takes a long commute for many, and only a small share work from home.

Things to do. Legoland New York, an amusement park, is in or beside town, as is Goosepond Mountain State Park, a protected area for walking and being outdoors. Tomahawk Lake is a short drive away for time by the water. For a longer outing, the United States Military Academy, which houses a museum, is a longer drive away.

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  • 1,552households
  • 35%of adults have a degree
  • 7%below the poverty line
  • 40 mintypical commute
  • 10%work from home

What residents work in

  • Shops (retail)19%
  • Schools, hospitals and social care15%
  • Restaurants, hotels and entertainment8%
  • Transport, warehouses and utilities8%
  • Banks, insurance and property8%
  • Media and telecoms8%

Employed residents by industry, from the Census survey. Orange County had 154,905 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 17°; warmest in July, 84° and 61° 20° 40° 60° 80° J 35° 17° F M A M J J 84° 61° A S O N D
Average daily high and low for each month: coldest in January, 35° and 17°; warmest in July, 84° and 61° 20° 40° 60° 80° J 35° 17° F M A M J J 84° 61° A S O N D

Coldest in January, with highs near 35° and lows near 17°; warmest in July, with highs near 84° and lows near 61°. About 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Montgomery Orange Airport weather station, 10 miles away (NOAA).

Largest workplaces in Chester

  1. CS Wholesale Grocers Chester NY PDC311
  2. WakefernGrocery stores194
  3. L.P. TransportationBulk liquids trucking, local112
  4. JB Hunt107
  5. Trinity SolarInstallation of photovoltaic panels103
  6. ADUSA Dist DC 59 Chester80
  7. Satin Fine FoodsConfectionery, nonchocolate, manufacturing70
  8. Brakewell SteelStructural steel, fabricated, manufacturing47

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 1,139 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. HurricanesRelatively moderate
  3. Strong windRelatively moderate
  4. Inland floodingRelatively moderate
  5. Cold wavesRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chester’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orange County and the Poughkeepsie-Newburgh-Middletown, NY metro.

Chester home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$350,000 $400,000 $450,000 $500,000 2024 2025 2026 Chester $538,036 New York $524,942 United States $366,157
$350,000 $400,000 $450,000 $500,000 2024 2025 2026
  • Chester$538,036
  • New York$524,942
  • United States$366,157
Property tax, 2026 roll $10,959/yr median bill inside Chester, effective 1.99% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 6 Chester listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2020 2021 2022 2023 2024 2025 2026 Chester 17.30% United States 26.90%
5% 10% 15% 20% 25% 2020 2022 2024 2026
  • Chester17.30%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 80 2020 2021 2022 2023 2024 2025 2026 Chester 77
20 40 60 80 2020 2022 2024 2026
  • Chester77

New listings per month

Sellers arriving at the market.

10 15 20 2025 2026 Chester 22
10 15 20 2025 2026
  • Chester22

Zip codes with a Chester address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chester — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Chester