States · New York · Warren County

Chestertown, New York.

Typical home $385,242 (+6.7% in a year). Glens Falls, NY metro.

What it costs per month · Chestertown $2,022/mo

to buy the typical home at today's mortgage rate — +$1,204 (+147%) since Jan 2020.

What the home itself did
1 year
Up $24,187 +7%
$361,054$385,242 since Sep 2025
5 years
Up $113,134 +42%
$272,108$385,242 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Chestertown $2,022 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Chestertown$2,022
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Chestertown, NY rose 6.7% over the past year — faster than the nation's +1.2%.

Living in Chestertown, Warren County, New York

Chestertown, in Warren County, had 586 people in the 2020 census. Unemployment in Warren County was 3.5% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most people in Warren County work in schools and health care, then shops.

People 586 in the 2020 census
Household income Too few homes in Chestertown for the Census survey to measure.
Unemployment 3.5% Warren County, August 2026; 3.4% a year before
Homes Too few homes in Chestertown for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Chestertown is a very small community in Warren County, in the Adirondack foothills of upstate New York. Winters are cold, with January the coldest month, and summers are comfortably warm, with July the warmest. Across the year the town gets a good deal of rain and melted snow. Homes here are valued well below what many people expect in a lake-country setting, and the share of residents living below the poverty line is modest.

Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, and in restaurants, hotels and entertainment. Across Warren County, some of the largest workplaces are Glens Falls Hospital, Warren County government and Finch Paper. Unemployment across the county has stayed close to where it was a year ago, and the number of jobs has barely changed.

Things to do. Several lakes are a short drive away, including Brant Lake, Friends Lake and Loon Lake, as well as Schroon Lake. A longer drive brings you to Lake George, the large lake that draws visitors to the region. History lovers can also make the longer trip to Fort Ticonderoga, one of the best known forts in the area.

Report a mistake
  • 7%below the poverty line

What people in Warren County work in

  • Schools, hospitals and social care28%
  • Shops (retail)11%
  • Professional and business services10%
  • Restaurants, hotels and entertainment10%
  • Manufacturing9%
  • Building trades7%

Employed residents by industry, from the Census survey. Warren County had 36,915 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 30° and 12°; warmest in July, 84° and 61° 20° 40° 60° 80° J 30° 12° F M A M J J 84° 61° A S O N D
Average daily high and low for each month: coldest in January, 30° and 12°; warmest in July, 84° and 61° 20° 40° 60° 80° J 30° 12° F M A M J J 84° 61° A S O N D

Coldest in January, with highs near 30° and lows near 12°; warmest in July, with highs near 84° and lows near 61°. About 43 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Whitehall weather station, 20 miles away (NOAA).

Largest workplaces in Warren County

  1. Glens Falls HospitalGeneral hospital1,734FTE
  2. Warren CountyGeneral accounting offices, government612
  3. Finch PaperPulp mills producing paper594
  4. Queensbury Union Free School DistrictSchool district503FTE
  5. AngioDynamics - QueensburyCatheters manufacturing434
  6. SUNY AdirondackTwo-year college433
  7. Glens Falls City School DistrictSchool district423FTE
  8. Medline IndustriesManufacturer of medical devices401

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 73 workplaces with 20 or more staff, 9,964 people in all across the county; Chestertown has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningRelatively high
  2. Cold wavesRelatively high
  3. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chestertown’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Warren County and the Glens Falls, NY metro.

Chestertown home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Chestertown $385,242 New York $524,942 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Chestertown$385,242
  • New York$524,942
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Chestertown listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 2026 Chestertown 29.88% United States 26.90%
15% 20% 25% 30% 2026
  • Chestertown29.88%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Chestertown 30
20 40 60 2018 2022 2026
  • Chestertown30

New listings per month

Sellers arriving at the market.

4 6 8 2026 Chestertown 9
4 6 8 2026
  • Chestertown9

Zip codes with a Chestertown address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chestertown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Chestertown