Chisholm, Minnesota.
Typical home $137,710 (+4.5% in a year). Duluth, MN-WI metro.
to buy the typical home at today's mortgage rate — +$403 (+126%) since Jan 2020.
- 1 year
- Up $5,969 +5%
- $131,742$137,710 since Sep 2025
- 5 years
- Up $30,692 +29%
- $107,019$137,710 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Chisholm$723
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Chisholm, MN rose 4.5% over the past year — faster than the nation's +1.2%.
Living in Chisholm, St. Louis County, Minnesota
Chisholm is a city of 4,775 people in St. Louis County. Half its households earn more than $50,891 a year and half less, against $70,069 across St. Louis County; 14% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in St. Louis County was 5.4% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Chisholm is a small city on Minnesota's Iron Range, in St. Louis County. Most homes are lived in by their owners, and typical home values are modest. Household incomes run well below the county's, and more people live below the poverty line than you might expect in a place this settled. Winters are long and cold, with January the coldest month and plenty of snow, while July is the warmest, with pleasant highs; a year brings a moderate amount of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, with shops, wholesale and restaurants and hotels also giving people a living. Among the larger workplaces in town are the City of Chisholm and the Chisholm Public School District. Fewer adults hold a four-year degree than is typical, the commute is short, and few people work from home. Across St. Louis County, jobs slipped slightly last year and unemployment has edged up compared with a year earlier.
Things to do. The Minnesota Discovery Center, a museum in or beside town, is the best known place to visit, and Longyear Lake is close by for time on the water. A short drive away is the Greyhound Bus Museum. For more room to roam, McCarthy Beach State Park is a longer drive away.
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- 1,861households
- 17%of adults have a degree
- 14%below the poverty line
- 16 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Louis County had 95,078 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 17° and lows near -4°; warmest in July, with highs near 77° and lows near 50°. About 25 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hibbing Chisholm Hibbing Airport weather station, 7 miles away (NOAA).
Largest workplaces in Chisholm
- Delta Air Lines - HIBAll other travel arrangement and reservation services290
- City of ChisholmCity and town managers' offices132
- Chisholm Public School DistrictSchool district83FTE
- Main NHS Northstar OfficeAdult residential foster care72
- MTQ AcquisitionDrill bits, metalworking, manufacturing70
- ISD #695 - High SchoolK-12 education59
- V-S School (K-3)K-12 education38
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 686 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Winter weatherVery high
- LightningVery high
- Heat wavesRelatively high
- Inland floodingRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chisholm’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Louis County and the Duluth, MN-WI metro.
Chisholm home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Chisholm$137,710
- Minnesota$348,778
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Chisholm listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Chisholm29.60%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Chisholm23
New listings per month
Sellers arriving at the market.
- Chisholm9
Zip codes with a Chisholm address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chisholm — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.