Cincinnati, Iowa.
Typical home $84,493 (-16.9% in a year).
to buy the typical home at today's mortgage rate — +$6 (+1%) since Feb 2022.
- 1 year
- Down $17,148 -17%
- $101,641$84,493 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cincinnati$443
- Iowa$1,242
- United States$1,922
Typical home values in Cincinnati, IA fell 16.9% over the past year — slower than the nation's +1.2%.
Living in Cincinnati, Appanoose County, Iowa
Cincinnati is a city of 290 people in Appanoose County. Half its households earn more than $45,625 a year and half less, against $54,934 across Appanoose County. 86% of its homes are lived in by their owners and 14% are rented. Unemployment in Appanoose County was 4.3% in August 2026, and the county had 2.0% fewer jobs in 2025 than the year before. The most people in Appanoose County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cincinnati is a very small city in Appanoose County, in southern Iowa, with a population that is among the smallest of any city in the state. Nearly everyone owns the home they live in, and homes here cost far less than the national typical. Household incomes run below the county's, and few adults have a four-year degree. Winters are cold, with January highs hovering just above freezing, and summers turn warm in July. Snow falls through the winter, and the year brings a fair amount of rain.
Work. People who live here work mostly in schools, hospitals and social care, in manufacturing, in shops, and in transport, warehouses and utilities. Few work from home. Across Appanoose County, the largest workplaces include AMCOR Flexibles North America, the Centerville Comm School District and Walmart. The county has lost a few jobs over the past year, and unemployment there is close to where it stood a year earlier.
Things to do. The best-known place nearby is Rathbun Lake, a reservoir a longer drive away. Honey Creek State Park, a protected area, is also a longer drive away. The Airpower Museum, a museum, is likewise a longer drive from town.
Report a mistake
- 12%of adults have a degree
- 4%work from home
What people in Appanoose County work in
Employed residents by industry, from the Census survey. Appanoose County had 4,522 jobs in 2025, 2.0% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 12°; warmest in July, with highs near 86° and lows near 63°. About 22 inches of snow and 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Centerville weather station, 7 miles away (NOAA).
Largest workplaces in Appanoose County
- AMCOR Flexibles North AmericaFlexible packaging, plastics film, manufacturing223
- Centerville Comm School DistrictSchool district197FTE
- WalmartWarehouse clubs and supercenters189
- Greif (Centerville)Septic tanks, plastics or fiberglass, manufacturing180
- Wells Vehicle ElectronicsCoils, ignition, internal combustion engines, manufacturing166
- Mercy Medical Center-centervilleCritical access hospital119FTE
- Iowa Steel & WireConcrete reinforcing mesh made from purchased wire86
- Hy-VeeSupermarkets and other grocery except convenience stores84
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 15 workplaces with 20 or more staff, 1,382 people in all across the county; Cincinnati has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- DroughtRelatively high
- Strong windRelatively high
- Heat wavesRelatively high
- Cold wavesRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cincinnati’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Appanoose County.
Cincinnati home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cincinnati$84,493
- Iowa$236,623
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cincinnati5
Zip codes with a Cincinnati address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cincinnati — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.