Clancy, Montana.
Typical home $635,700 (+3.7% in a year). Helena, MT metro.
to buy the typical home at today's mortgage rate — +$2,010 (+152%) since Jan 2020.
- 1 year
- Up $22,525 +4%
- $613,175$635,700 since Sep 2025
- 5 years
- Up $142,028 +29%
- $493,672$635,700 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Clancy$3,337
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Clancy, MT rose 3.7% over the past year — faster than the nation's +1.2%.
Living in Clancy, Jefferson County, Montana
Clancy, in Jefferson County, had 1,851 people in the 2020 census. 86% of its homes are lived in by their owners and 14% are rented. Unemployment in Jefferson County was 2.6% in August 2026, and the county had 2.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Clancy is a small community in Jefferson County, Montana, where nearly all homes are lived in by their owners. A typical home here is valued well above what many people expect for a small Montana town. Winters are cold, with December the coldest month and highs staying close to freezing, while summers are warm and the year brings a modest amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with government, media and telecoms, and professional and business services also employing many. Among the largest workplaces in Clancy are Elkhorn Healthcare & Rehab, Clancy Elem Schools and Marks Lumber. A four-year degree is more common among adults here than in many small towns, and the typical commute is a moderate one, with some people working from home.
Things to do. Close by, a short drive away, are the Former Montana Executive Mansion, a museum, and Grandstreet Theatre, a theatre. A longer drive brings you to Helena National Forest, a protected area, and to Canyon Ferry Lake, a large reservoir that suits a day out on the water.
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- 652households
- 48%of adults have a degree
- 5%below the poverty line
- 22 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Jefferson County had 2,784 jobs in 2025, 2.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 33° and lows near 10°; warmest in August, with highs near 82° and lows near 43°. About 18 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Tizer Gardens weather station, 5 miles away (NOAA).
Largest workplaces in Clancy
- Elkhorn Healthcare & RehabSkilled nursing facilities65
- Clancy Elem SchoolsSchool district44FTE
- Marks LumberCustom sawmills20
- Marks Miller Post & PoleWood fence, treating20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 105 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- LightningVery high
- Cold wavesVery high
- LandslidesRelatively high
- WildfireRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Clancy’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County and the Helena, MT metro.
Clancy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Clancy$635,700
- Montana$467,275
- United States$366,157
Sellers are cutting prices on about 1 in 5 Clancy listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Clancy20.91%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Clancy54
New listings per month
Sellers arriving at the market.
- Clancy11
Zip codes with a Clancy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clancy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Clancy
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 59634 | Clancy | 5,521 | — | $647,341 |
| 59638 | Jefferson City | 769 | — | $562,989 |