Clark Fork, Idaho.
Typical home $500,215 (+2.4% in a year). Sandpoint, ID metro.
to buy the typical home at today's mortgage rate — +$1,557 (+146%) since Jan 2020.
- 1 year
- Up $11,813 +2%
- $488,401$500,215 since Sep 2025
- 5 years
- Up $34,129 +7%
- $466,086$500,215 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Clark Fork$2,626
- Idaho$2,502
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 49 years.
Typical home values in Clark Fork, ID rose 2.4% over the past year — faster than the nation's +1.2%.
Living in Clark Fork, Bonner County, Idaho
Clark Fork is a city of 513 people in Bonner County. Unemployment in Bonner County was 4.3% in August 2026, and the county had 1.3% more jobs in 2025 than the year before. The most people in Bonner County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Clark Fork is a very small city in Bonner County in northern Idaho, and people there tend to know one another. The median age is in line with a typical American town, so it is not especially young or old. Homes here are valued well above what the county's incomes might suggest, and few adults hold a four-year degree. Winters are cold, with January days staying around freezing and nights colder still, while July brings warm days. Rain and melted snow add up to a moderate amount over the year.
Work. Residents most often work in schools, hospitals and social care, followed by shops, manufacturing, and professional and business services. Across Bonner County, the largest workplaces include the Lake Pend Oreille School District, Husky Operations, which runs a ski facility, and Bonner General Hospital. The county's job count grew a little over the past year, and unemployment this past summer was close to where it stood a year earlier.
Things to do. Lake Pend Oreille is a short drive away and is the nearest big stretch of water for boating, fishing or simply sitting by the shore. A longer drive brings you to Schweitzer Mountain, a ski area, and to Kaniksu National Forest, a protected area of woodland and trails. Farragut State Park, also a longer drive away, is another protected area to explore.
Report a mistake
- 6%of adults have a degree
What people in Bonner County work in
Employed residents by industry, from the Census survey. Bonner County had 16,176 jobs in 2025, 1.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 24°; warmest in July, with highs near 81° and lows near 51°. About 31 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cabinet Gorge weather station, 7 miles away (NOAA).
Largest workplaces in Bonner County
- Lake Pend Oreille School DistrictSchool district438FTE
- Husky OperationsAlpine skiing facilities without accommodations376
- Bonner General HospitalCritical access hospital362FTE
- WalmartWarehouse clubs and supercenters332
- Litehouse Ella FacilitySalad dressings manufacturing205
- Idaho Forest LacledeSawmills190
- Encoder Products CompanyInstruments for industrial process control manufacturing173
- Life Care Center of SandpointSkilled nursing facilities134
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 33 workplaces with 20 or more staff, 3,243 people in all across the county; Clark Fork has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively high
- Inland floodingRelatively high
- AvalanchesRelatively high
- Winter weatherRelatively high
- WildfireRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Clark Fork’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bonner County and the Sandpoint, ID metro.
Clark Fork home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Clark Fork$500,215
- Idaho$476,754
- United States$366,157
Sellers are cutting prices on about 1 in 3 Clark Fork listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Clark Fork29.06%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Clark Fork23
Zip codes with a Clark Fork address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clark Fork — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.