Clarkesville, Georgia.
Typical home $386,200 (+2.3% in a year). Cornelia, GA metro.
to buy the typical home at today's mortgage rate — +$1,226 (+153%) since Jan 2020.
- 1 year
- Up $8,855 +2%
- $377,345$386,200 since Sep 2025
- 5 years
- Up $93,429 +32%
- $292,771$386,200 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Clarkesville$2,027
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Clarkesville, GA rose 2.3% over the past year — faster than the nation's +1.2%.
Living in Clarkesville, Habersham County, Georgia
Clarkesville is a city of 1,911 people in Habersham County. Half its households earn more than $73,798 a year and half less, against $67,309 across Habersham County; 13% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Habersham County was 2.9% in August 2026, and the county had 5.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Clarkesville is a small city, and most homes in it are lived in by their owners. Household incomes run above the county's, though a share of residents still live below the poverty line. Winters are cool, with a January that stays well above deep-freeze territory and only a dusting of snow in a typical year, while summers turn properly warm, and the rain and melted snow add up to a good deal over the year.
Work. Many residents work in schools, hospitals and social care, followed by shops, restaurants and hotels, and manufacturing. Among the largest workplaces in town are Ingles Markets, Piedmont Automotive Products Inc.- Clarkesville and Wilbanks Lumber Co. Across Habersham County, jobs grew over the past year and unemployment has edged down, and a typical commute is short.
Things to do. Waterfalls are the draw in this part of Georgia. Toccoa Falls is a waterfall a short drive away, and Anna Ruby Falls is another, a longer drive off. The Chenocetah Fire Tower, a tourist attraction, is also a short drive from town.
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- 837households
- 30%of adults have a degree
- 13%below the poverty line
- 20 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Habersham County had 15,755 jobs in 2025, 5.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 29°; warmest in July, with highs near 88° and lows near 66°. About 1 inches of snow and 62 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Clarkesville weather station, a mile away (NOAA).
Largest workplaces in Clarkesville
- Ingles MarketsSupermarkets and other grocery stores198
- Piedmont Automotive Products Inc.- ClarkesvilleAutomotive harness and ignition sets manufacturing53
- SKAPS Industries51
- Wilbanks Lumber CoBoards, wood, resawing purchased lumber22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 324 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Ice stormsRelatively high
- Cold wavesRelatively high
- HailRelatively moderate
- Strong windRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Clarkesville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Habersham County and the Cornelia, GA metro.
Clarkesville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Clarkesville$386,200
- Georgia$329,115
- United States$366,157
Sellers are cutting prices on about 1 in 3 Clarkesville listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Clarkesville29.97%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Clarkesville145
New listings per month
Sellers arriving at the market.
- Clarkesville24
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Clarkesville$454,257
- United States$370,717
Zip codes with a Clarkesville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clarkesville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.