Clear Lake, Wisconsin.
Typical home $302,195 (+4.0% in a year). Minneapolis-St. Paul-Bloomington, MN-WI metro.
to buy the typical home at today's mortgage rate — +$934 (+143%) since Jan 2020.
- 1 year
- Up $11,700 +4%
- $290,495$302,195 since Sep 2025
- 5 years
- Up $67,559 +29%
- $234,636$302,195 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Clear Lake$1,586
- Wisconsin$1,770
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Clear Lake, WI rose 4.0% over the past year — faster than the nation's +1.2%.
Living in Clear Lake, Polk County, Wisconsin
Clear Lake is a village of 1,099 people in Polk County. Half its households earn more than $74,000 a year and half less, against $77,219 across Polk County; 17% of its people live below the poverty line. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in Polk County was 3.6% in August 2026, and the county had 3.1% fewer jobs in 2025 than the year before. The most people in Polk County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Clear Lake is a small village in Polk County, Wisconsin, where neighbors tend to know one another. Most households own the home they live in, and incomes run a little below the county's. Winters are cold, with January the coldest month, and summers are warm, with rain and melted snow adding up to a fair amount over the year.
Work. People who live in Clear Lake work mostly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Among the largest workplaces in the village are AFP advanced food products, a cheese maker, and Specialty Coating Systems Clear Lake, along with the Clear Lake School District. Relatively few residents work from home, and fewer adults here hold a four-year degree than you would find in many places.
Things to do. Close by, a short drive away, are Cylon Wildlife Area, a protected area for walking and watching wildlife, and Cascade Falls in Osceola, a waterfall. Farther afield, a longer drive takes you to the Saint Croix National Scenic Riverway, a protected stretch of river, and to Balsam Lake, a lake for time on the water.
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- 434households
- 14%of adults have a degree
- 17%below the poverty line
- 3%work from home
What people in Polk County work in
Employed residents by industry, from the Census survey. Polk County had 15,663 jobs in 2025, 3.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 22° and lows near 4°; warmest in July, with highs near 81° and lows near 60°. About 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Amery weather station, 6 miles away (NOAA).
Largest workplaces in Clear Lake
- AFP advanced food productsCheese manufacturing170
- Specialty Coating Systems Clear LakeCoating of metal and metal products with plastics for the trade158
- Clear Lake School DistrictSchool district83FTE
- Clear Lake OxboHarvesting machinery and equipment, agriculture, manufacturing38
- Nilssen'sFood stores32
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 398 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Strong windRelatively high
- HailRelatively moderate
- TornadoesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Polk County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Polk County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.
Clear Lake home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Clear Lake$302,195
- Wisconsin$337,196
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Clear Lake9
Zip codes with a Clear Lake address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clear Lake — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.