Clementon, New Jersey.
Typical home $312,769 (+3.0% in a year), asking rent $1,853 . Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.
to buy the typical home at today's mortgage rate — +$1,030 (+168%) since Jan 2020.
- 1 year
- Up $9,106 +3%
- $303,662$312,769 since Sep 2025
- 5 years
- Up $90,392 +41%
- $222,376$312,769 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Clementon$1,642
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Clementon, NJ rose 3.0% over the past year — faster than the nation's +1.2%.
Owning the typical home in Clementon runs $862/mo more than renting one. The gap peaked at $1,018 in Jan 2026.
That is $2,715 a month against $1,853 rent: a $1,642 mortgage payment, plus $738 property tax and $335 insurance & upkeep.
Owning vs renting — Clementon
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,715
- Renting$1,853
- Mortgage only$1,642
Property tax · $738/mo 2.83% of value a year — the ACS 2020-2024 median bill over the median home value for Camden County, NJ
Insurance & upkeep · $335/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Clementon, Camden County, New Jersey
Clementon is a borough of 5,338 people in Camden County. Half its households earn more than $62,979 a year and half less, against $88,755 across Camden County; 11% of its people live below the poverty line. Unemployment in Camden County was 5.2% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Clementon is a small borough in Camden County, with a population that has stayed modest in size. Household incomes here run well below the county's, and homes are typically valued at a price that many buyers would find within reach compared with nearby suburbs, though renting costs a good deal each month. Winters are cold, with January highs staying above freezing but lows dipping below it, and summers turn hot, with July the warmest month.
Work. Residents work mostly in schools, hospitals and social care, with shops, professional and business services, and transport, warehouses and utilities also employing many. Across Camden County, some of the largest workplaces are Cooper University Hospital, Kennedy University Hospital and the Cherry Hill School District. Fewer adults here hold a four-year degree than in many towns, the usual commute is a moderate one, and few people work from home.
Things to do. The closest big attractions are in Philadelphia, each a longer drive away. Independence Hall is one of the best known historic sites, and the Philadelphia Museum of Art is a major museum. For sports, Lincoln Financial Field is a stadium that hosts big games, and the USS New Jersey is a museum ship that is also a longer drive away.
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- 2,219households
- 23%of adults have a degree
- 11%below the poverty line
- 23 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Camden County had 207,142 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 25°; warmest in July, with highs near 87° and lows near 67°.
Average daily high and low, 1991–2020, at the Glassboro Northeast weather station, 8 miles away (NOAA).
Largest workplaces in Camden County
- Cooper University HospitalGeneral hospital5,762FTE
- West Jersey Health SystemGeneral hospital3,326FTE
- Kennedy University HospitalGeneral hospital3,097FTE
- Virtua Our Lady of Lourdes HospitalGeneral hospital2,971FTE
- Cherry Hill School DistrictSchool district2,184FTE
- Centuri GroupConstruction1,961
- UPSCouriers and express delivery services1,526
- Camden City School DistrictSchool district1,491FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 340 workplaces with 20 or more staff, 50,196 people in all across the county; Clementon has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Ice stormsRelatively moderate
- Heat wavesRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Clementon’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Camden County and the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.
Clementon home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Clementon$312,769
- New Jersey$575,123
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Clementon listings, and the typical home goes pending in 20 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Clementon19.92%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Clementon20
- United States21
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Clementon60
New listings per month
Sellers arriving at the market.
- Clementon24
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Clementon$258,613
- United States$371,553
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Clementon102.24%
Zip codes with a Clementon address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clementon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.