States · New York · Oneida County

Cleveland, New York.

Typical home $250,267 (+6.9% in a year). Utica-Rome, NY metro.

What it costs per month · Cleveland $1,314/mo

to buy the typical home at today's mortgage rate — +$781 (+146%) since Jan 2020.

What the home itself did
1 year
Up $16,226 +7%
$234,041$250,267 since Sep 2025
5 years
Up $69,866 +39%
$180,401$250,267 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Cleveland $1,314 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Cleveland$1,314
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Cleveland, NY rose 6.9% over the past year — faster than the nation's +1.2%.

Living in Cleveland, Oneida County, New York

Cleveland is a village of 732 people in Oneida County. Half its households earn more than $77,857 a year and half less, against $70,154 across Oneida County. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Oneida County was 4.3% in August 2026, and the county had 1.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then finance and property.

People 732 in the 2020 census; median age 37.5
Household income $77,857 the median, give or take $17,466 · Oneida County: $70,154
Unemployment 4.3% Oneida County, August 2026; 4.2% a year before
Homes 83% lived in by their owners; 17% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cleveland is a small village on the shore of Oneida Lake, a quiet place where most households are small and homes are mostly lived in by their owners. Residents are somewhat younger than you might expect for a lakeside village, and household incomes run above the county's. Winters are long and cold, with deep snow and the lake close by, and summers are warm.

Work. Residents work mainly in schools, hospitals and social care, with banks, insurance and property, the building trades and shops also employing many. Across Oneida County, the biggest workplaces include Faxton-St. Lukes Healthcare, St. Elizabeth Medical Center and the Utica City School District. Commutes tend to be long, and some people work from home.

Things to do. Oneida Lake lies in or beside the village, a large lake for boating, fishing and walking the shore. Verona Beach State Park is a short drive away, a protected area on the lake. Chittenango Creek, a river, is also a short drive away, while Fort Stanwix, a historic fort, takes a longer drive.

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  • 306households
  • 16%of adults have a degree
  • 39 mintypical commute
  • 13%work from home

What residents work in

  • Schools, hospitals and social care19%
  • Banks, insurance and property13%
  • Building trades12%
  • Shops (retail)11%
  • Restaurants, hotels and entertainment10%
  • Manufacturing9%

Employed residents by industry, from the Census survey. Oneida County had 101,447 jobs in 2025, 1.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 29° and 11°; warmest in July, 81° and 56° 20° 40° 60° 80° J 29° 11° F M A M J J 81° 56° A S O N D
Average daily high and low for each month: coldest in January, 29° and 11°; warmest in July, 81° and 56° 20° 40° 60° 80° J 29° 11° F M A M J J 81° 56° A S O N D

Coldest in January, with highs near 29° and lows near 11°; warmest in July, with highs near 81° and lows near 56°. About 151 inches of snow and 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Camden weather station, 7 miles away (NOAA).

Largest workplaces in Oneida County

  1. Resource Center for Independent LivingSelf-help organizations for disabled persons, the elderly, and persons diagnosed with intellectual and developmental disabilities3,210
  2. Faxton-st. Lukes HealthcareGeneral hospital2,347FTE
  3. Utica City School DistrictSchool district1,559FTE
  4. St. Elizabeth Medical CenterGeneral hospital1,027FTE
  5. Rome City School DistrictSchool district925FTE
  6. WalmartGeneral warehousing and storage919
  7. PAR TechnologyPoint of sale terminals manufacturing873
  8. Hamilton CollegeUniversity or college866

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 214 workplaces with 20 or more staff, 26,823 people in all across the county; Cleveland has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Inland floodingRelatively high
  3. Ice stormsRelatively moderate
  4. Strong windRelatively moderate
  5. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cleveland’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Oneida County and the Utica-Rome, NY metro.

Cleveland home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Cleveland $250,267 New York $524,942 United States $366,157
$100,000 $200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Cleveland$250,267
  • New York$524,942
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2026 Cleveland 13
5 8 10 12 2026
  • Cleveland13

New listings per month

Sellers arriving at the market.

4 5 6 2026 Cleveland 6
4 5 6 2026
  • Cleveland6

Zip codes with a Cleveland address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cleveland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cleveland