Cliffside Park, New Jersey.
Typical home $624,825 (+1.1% in a year), asking rent $3,041 (+1.1%). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,558 (+90%) since Jan 2020.
- 1 year
- Up $6,814 +1%
- $618,011$624,825 since Sep 2025
- 5 years
- Up $98,750 +19%
- $526,075$624,825 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cliffside Park$3,280
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Cliffside Park, NJ rose 1.1% over the past year — in step with the nation.
Asking rents in Cliffside Park, NJ rose 1.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Cliffside Park runs $1,743/mo more than renting one. The gap peaked at $1,878 in Feb 2025.
That is $4,784 a month against $3,041 rent: a $3,280 mortgage payment, plus $836 property tax and $669 insurance & upkeep.
Owning vs renting — Cliffside Park
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,784
- Renting$3,041
- Mortgage only$3,280
Property tax · $836/mo 1.61% of value a year — the ACS 2020-2024 median bill over the median home value for Bergen County, NJ
Insurance & upkeep · $669/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Cliffside Park, Bergen County, New Jersey
Cliffside Park is a borough of 25,693 people in Bergen County. Half its households earn more than $93,452 a year and half less, against $124,884 across Bergen County; 11% of its people live below the poverty line. 51% of its homes are lived in by their owners and 49% are rented. Unemployment in Cliffside Park was 3.8% in August 2026, and Bergen County had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cliffside Park is a borough in Bergen County, with a population that is neither small nor large by New Jersey standards. Owners and renters live here in close to equal measure, which is more renters than across the county. Household incomes run below the county's, and a four-year degree is held by a sizeable share of adults. Winters are cold, with January highs near freezing and lows below it, summers are warm, and the year brings a fair amount of snow and a good deal of rain.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in restaurants, hotels and entertainment, and in shops. Across Bergen County, the largest workplaces include Hackensack University Medical Center, Stryker/Howmedica and The Valley Hospital. Commutes are on the long side, and some residents work from home.
Things to do. Some of the best known places on the list are a short drive away, among them the Statue of Liberty, a tourist attraction, and Central Park, a garden. The Metropolitan Museum of Art is also a short drive away, as is MetLife Stadium for those who follow football. The Hudson River lies a longer drive away.
Report a mistake
- 10,609households
- 42%of adults have a degree
- 11%below the poverty line
- 36 mintypical commute
- 18%work from home
What residents work in
Employed residents by industry, from the Census survey. Bergen County had 437,006 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 28°; warmest in July, with highs near 85° and lows near 70°. About 30 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the New York Cntrl Pk Twr weather station, 3 miles away (NOAA).
Largest workplaces in Bergen County
- Hackensack University Medical CenterGeneral hospital6,606FTE
- Stryker/HowmedicaOrthopedic devices manufacturing6,597
- THE Valley HospitalGeneral hospital3,382FTE
- Englewood Hospital & MED CTRGeneral hospital2,395FTE
- Delaware North CompaniesFood service contractors2,205
- Kedplasma USAPlasmapheresis centers2,177
- Holy Name HospitalGeneral hospital1,959FTE
- Bergen New Bridge Medical CenterGeneral hospital1,723FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 556 workplaces with 20 or more staff, 100,537 people in all across the county; Cliffside Park has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherrelatively high in parts of Cliffside ParkRelatively moderate
- Strong windRelatively moderate
- Heat wavesRelatively moderate
- Inland floodingRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cliffside Park’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bergen County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Cliffside Park home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cliffside Park$624,825
- New Jersey$575,123
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Cliffside Park listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cliffside Park20.99%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cliffside Park115
New listings per month
Sellers arriving at the market.
- Cliffside Park24
Zip codes with a Cliffside Park address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cliffside Park — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.