Cloquet, Minnesota.
Typical home $266,131 (+3.6% in a year), asking rent $1,160 . Duluth, MN-WI metro.
to buy the typical home at today's mortgage rate — +$734 (+111%) since Jan 2020.
- 1 year
- Up $9,134 +4%
- $256,998$266,131 since Sep 2025
- 5 years
- Up $46,704 +21%
- $219,427$266,131 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cloquet$1,397
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Cloquet, MN rose 3.6% over the past year — faster than the nation's +1.2%.
Living in Cloquet, Carlton County, Minnesota
Cloquet is a city of 12,568 people in Carlton County. Half its households earn more than $61,367 a year and half less, against $80,573 across Carlton County; 16% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Carlton County was 5.2% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cloquet is a small city in Carlton County, in northeastern Minnesota. Residents are somewhat younger than in many small towns, and most homes are lived in by their owners, though incomes run below the county's and more people live below the poverty line than most would expect to find. Winters are long and cold, with a great deal of snow, while summers are pleasantly warm and the year brings a fair amount of rain.
Work. Many residents work in schools, hospitals and social care, with shops, manufacturing, and professional and business services also employing a good share. Among the largest workplaces in Cloquet are the Cloquet Public School District, Community Memorial Hospital and Upper Lakes Foods. Commutes are short, and the job market across the county has softened a little lately, with unemployment higher than a year earlier.
Things to do. The Carlton County History and Heritage Center, a museum in or beside town, is an easy place to learn about the area's past. A short drive away is Jay Cooke State Park, a protected area of woods and river country, and the Cloquet River also runs close by. For a longer outing, the Lake Superior Zoo is a longer drive away.
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- 5,326households
- 26%of adults have a degree
- 16%below the poverty line
- 17 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Carlton County had 13,111 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 18° and lows near 2°; warmest in July, with highs near 78° and lows near 54°. About 71 inches of snow and 33 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cloquet weather station, 2 miles away (NOAA).
Largest workplaces in Cloquet
- Carlton CountyExecutive and legislative office combinations370
- Cloquet Public School DistrictSchool district370FTE
- Community Memorial HospitalCritical access hospital343FTE
- Upper Lakes Foods CLPrivate warehousing and storage, refrigerated272
- Fond du Lac Tribal and Community CollegeUniversity or college131
- Pine Ridge HomesGroup homes, intellectual and developmental disability86
- The Boldt Company - CloquetAddition, alteration and renovation for-sale builders, industrial building86
- Churchill Elementary SchoolK-12 education71
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 2,009 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- LightningVery high
- Inland floodingVery high
- Winter weatherRelatively high
- HailRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cloquet’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carlton County and the Duluth, MN-WI metro.
Cloquet home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cloquet$266,131
- Minnesota$348,778
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Cloquet listings, and the typical home goes pending in 11 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cloquet27.06%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cloquet37
New listings per month
Sellers arriving at the market.
- Cloquet14
Median sale price
What buyers actually paid — closed sales, not asking prices.
Not enough data to draw this yet.
Zip codes with a Cloquet address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cloquet — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.