States · New Jersey · Bergen County

Closter, New Jersey.

Typical home $1,201,134 (+9.4% in a year), asking rent $4,625 . New York-Newark-Jersey City, NY-NJ-PA metro.

What it costs per month · Closter $6,304/mo

to buy the typical home at today's mortgage rate — +$3,707 (+143%) since Jan 2020.

What the home itself did
1 year
Up $102,884 +9%
$1,098,250$1,201,134 since Sep 2025
5 years
Up $372,815 +45%
$828,319$1,201,134 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 Closter $6,304 New Jersey $3,019 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • Closter$6,304
  • New Jersey$3,019
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in Closter, NJ rose 9.4% over the past year — faster than the nation's +1.2%.

Living in Closter, Bergen County, New Jersey

Closter is a borough of 8,594 people in Bergen County. Half its households earn more than $190,469 a year and half less, against $124,884 across Bergen County; 8% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Bergen County was 4.0% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 8,594 in the 2020 census; median age 39.8
Household income $190,469 the median, give or take $40,179 · Bergen County: $124,884
Unemployment 4.0% Bergen County, August 2026; 4.9% a year before
Homes 82% lived in by their owners; 18% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Closter is a borough in Bergen County, home to a small town where most homes are lived in by their owners. Incomes run well above the county's, and the share of adults with a four-year degree is high. Winters are cold, with January highs near freezing and lows well below it, while July brings warm days. Snow falls through the winter, and the year is a wet one overall.

Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, banks, insurance and property, and shops. Among the largest workplaces in Closter are Worthington Enterprises, a sheet metal manufacturer, and the Closter Public School District. Many people work from home, and the typical commute is a long one.

Things to do. The Bronx Zoo is a short drive away. A longer drive brings you to the Hudson River and to New York's best-known sights, among them the Statue of Liberty, a tourist attraction, and the Metropolitan Museum of Art, one of the city's great museums.

Report a mistake
  • 2,654households
  • 66%of adults have a degree
  • 8%below the poverty line
  • 33 mintypical commute
  • 27%work from home

What residents work in

  • Schools, hospitals and social care26%
  • Professional and business services18%
  • Banks, insurance and property13%
  • Shops (retail)11%
  • Manufacturing6%
  • Restaurants, hotels and entertainment5%

Employed residents by industry, from the Census survey. Bergen County had 437,006 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 23°; warmest in July, 86° and 64° 20° 40° 60° 80° J 40° 23° F M A M J J 86° 64° A S O N D
Average daily high and low for each month: coldest in January, 40° and 23°; warmest in July, 86° and 64° 20° 40° 60° 80° J 40° 23° F M A M J J 86° 64° A S O N D

Coldest in January, with highs near 40° and lows near 23°; warmest in July, with highs near 86° and lows near 64°. About 33 inches of snow and 51 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Dobbs Ferry-ardsley weather station, 7 miles away (NOAA).

Largest workplaces in Closter

  1. Worthington EnterprisesSheet metal work manufacturing421
  2. Capital Hardware SupplyLouvers, sheet metal, manufacturing250
  3. Closter Public School DistrictSchool district196FTE
  4. Closter175
  5. Interstate Waste ServicesWaste management94
  6. TargetDiscount department stores79
  7. Stop & ShopGrocery stores76
  8. En-Tech Main Office-ClosterSewer construction27

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 1,148 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively moderate
  2. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Closter’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bergen County and the New York-Newark-Jersey City, NY-NJ-PA metro.

Closter home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 Closter $1,201,134 New Jersey $575,123 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • Closter$1,201,134
  • New Jersey$575,123
  • United States$366,157

Sellers are cutting prices on about 1 in 6 Closter listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2026 Closter 17.15% United States 26.90%
5% 10% 15% 20% 25% 2026
  • Closter17.15%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Closter 33
25 50 75 100 2018 2022 2026
  • Closter33

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Closter 9
5 8 10 12 2026
  • Closter9

Zip codes with a Closter address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Closter — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Closter