Cloverdale, California.
Typical home $629,279 (-1.1% in a year), asking rent $2,717 . Santa Rosa-Petaluma, CA metro.
to buy the typical home at today's mortgage rate — +$1,282 (+63%) since Jan 2020.
- 1 year
- Down $6,966 -1%
- $636,245$629,279 since Sep 2025
- 5 years
- Down $3,167 -1%
- $632,447$629,279 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cloverdale$3,303
- California$3,997
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Cloverdale, CA fell 1.1% over the past year — slower than the nation's +1.2%.
Living in Cloverdale, Sonoma County, California
Cloverdale is a city of 8,996 people in Sonoma County. Half its households earn more than $117,177 a year and half less, against $104,674 across Sonoma County; 4% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Sonoma County was 4.5% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cloverdale is a small city in the northern part of Sonoma County, and most homes there are lived in by their owners. Household incomes run above the county's, and fewer people live below the poverty line than you might expect. Typical home values and rents are both high, so housing is a real cost for people who rent or are buying. Winters are cool and wet with little or no snow, and summers turn hot.
Work. Residents work mainly in schools, hospitals and social care, with manufacturing, shops and the building trades also employing many. Among the largest workplaces in Cloverdale are Cloverdale Unified, Cloverdale Healthcare and Indian Head Industries/MGM Brakes. A typical commute is moderate, and some people work from home. Across Sonoma County, unemployment is a little lower than a year ago, though the number of jobs has slipped slightly.
Things to do. Lake Sonoma, a reservoir, is a short drive away. Farther afield are the Russian River and Armstrong Redwoods State Natural Reserve, a protected area, each a longer drive. Fort Ross, a historic fort, is also a longer drive.
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- 3,462households
- 28%of adults have a degree
- 4%below the poverty line
- 25 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Sonoma County had 206,393 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 59° and lows near 38°; warmest in July, with highs near 94° and lows near 55°. About 42 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Cloverdale weather station, under a mile away (NOAA).
Largest workplaces in Cloverdale
- Cloverdale UnifiedSchool district146FTE
- Cloverdale HealthcareSkilled nursing facilities86
- Indian Head Industries/MGM BrakesBrake and brake parts, automotive, truck, and bus, manufacturing54
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 140 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LandslidesRelatively high
- EarthquakesRelatively high
- Inland floodingRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cloverdale’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sonoma County and the Santa Rosa-Petaluma, CA metro.
Cloverdale home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cloverdale$629,279
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Cloverdale listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cloverdale29.08%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cloverdale49
New listings per month
Sellers arriving at the market.
- Cloverdale16
Zip codes with a Cloverdale address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cloverdale — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.