Cloverport, Kentucky.
Typical home $127,117 (+0.9% in a year).
to buy the typical home at today's mortgage rate — +$359 (+116%) since Jan 2020.
- 1 year
- Up $1,106 +1%
- $126,011$127,117 since Sep 2025
- 5 years
- Up $27,315 +27%
- $99,802$127,117 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cloverport$667
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Cloverport, KY rose 0.9% over the past year — slower than the nation's +1.2%.
Living in Cloverport, Breckinridge County, Kentucky
Cloverport is a city of 1,119 people in Breckinridge County. Half its households earn more than $36,991 a year and half less, against $55,843 across Breckinridge County. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Breckinridge County was 4.6% in August 2026, and the county had 1.3% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cloverport is a small river city in Breckinridge County, and most homes there are lived in by their owners. Household incomes run well below the county's, and typical home values are modest. Few adults hold a four-year degree. Winters are cold, with a little snow, summers are warm, and the year brings plenty of rain.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Across Breckinridge County, the largest workplaces include Breckinridge County Schools, Breckinridge Health and Walmart. Jobs in the county grew slightly last year, and unemployment there is a little lower than a year ago. Most people commute a modest distance, and very few work from home.
Things to do. Close by, Jeffry Cliff Petroglyphs is an archaeological site a short drive away, and Sinking Creek is a river, also a short drive away. A longer drive leads to Lincoln Boyhood National Memorial, a protected area, and to Holiday World & Splashin' Safari, an amusement park.
Report a mistake
- 457households
- 5%of adults have a degree
- 20 mintypical commute
- 2%work from home
What residents work in
Employed residents by industry, from the Census survey. Breckinridge County had 3,769 jobs in 2025, 1.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 26°; warmest in July, with highs near 87° and lows near 69°. About 11 inches of snow and 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cannelton weather station, 6 miles away (NOAA).
Largest workplaces in Breckinridge County
- Breckinridge County SchoolsSchool district423FTE
- Breckinridge HealthCritical access hospital348FTE
- WalmartDiscount department stores86
- Hardinsburg Nursing and Rehabilitation CenterSkilled nursing facilities63
- Aulbach Land USAAgriculture production or harvesting crews47
- Cloverport Independent SchoolsSchool district47FTE
- Breckinridge Tobacco CompanyTobacco farming, field and seed production38
- Joe Bennett Backhoe, Plumbing & RentalsEquipment rental, construction, with operator30
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 331 people in all across the county; Cloverport has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
- HailRelatively high
- TornadoesRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cloverport’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Breckinridge County.
Cloverport home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cloverport$127,117
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cloverport7
Zip codes with a Cloverport address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cloverport — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.