Clovis, California.
Typical home $514,434 (+1.0% in a year), asking rent $2,381 (+1.7%). Fresno, CA metro.
to buy the typical home at today's mortgage rate — +$1,390 (+106%) since Jan 2020.
- 1 year
- Up $5,227 +1%
- $509,206$514,434 since Sep 2025
- 5 years
- Up $66,979 +15%
- $447,455$514,434 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Clovis$2,700
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Clovis, CA rose 1.0% over the past year — in step with the nation.
Asking rents in Clovis, CA rose 1.7% over the past year — slower than the nation's +2.7%.
Owning the typical home in Clovis runs $1,185/mo more than renting one. The gap peaked at $1,370 in Oct 2023.
That is $3,566 a month against $2,381 rent: a $2,700 mortgage payment, plus $315 property tax and $551 insurance & upkeep.
Owning vs renting — Clovis
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,566
- Renting$2,381
- Mortgage only$2,700
Property tax · $315/mo 0.74% of value a year — the ACS 2020-2024 median bill over the median home value for Fresno County, CA
Insurance & upkeep · $551/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Clovis, Fresno County, California
Clovis is a city of 120,124 people in Fresno County. Half its households earn more than $99,241 a year and half less, against $74,201 across Fresno County; 8% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Clovis was 5.6% in August 2026, and Fresno County had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Clovis is a large city in Fresno County, and households here earn more than the county as a whole. Most homes are lived in by their owners, and fewer people live below the poverty line than you might expect for a city of this size. Residents are fairly young on average, and a good share of adults hold a four-year degree.
Work. Many residents work in schools, hospitals and social care, in shops, and in professional and business services. Some of the largest workplaces in Clovis are Clovis Unified, the City of Clovis and Walmart. The typical commute is moderate, and a modest share of people work from home.
Things to do. A short drive away, Fresno Chaffee Zoo and Roeding Park offer a day out for families, and Woodward Park is a place to walk and sit outdoors. For a longer trip, Millerton Lake is a reservoir for time on the water. Winters here are mild and cool with little or no snow, summers are hot, and the climate is dry, with little rain through the year.
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- 42,071households
- 37%of adults have a degree
- 8%below the poverty line
- 24 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Fresno County had 428,665 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 55° and lows near 40°; warmest in July, with highs near 98° and lows near 69°. About 11 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Fresno Yosemite International Airport weather station, 4 miles away (NOAA).
Largest workplaces in Clovis
- Clovis UnifiedSchool district4,499FTE
- City of ClovisExecutive offices, federal, state, and local770
- WalmartWarehouse clubs and supercenters499
- Anlin IndustriesScreening, window, plastics, manufacturing435
- Costco WholesaleWholesale grocer413
- WalmartWarehouse clubs and supercenters332
- TargetDiscount department stores295
- K & M CasinosCard rooms265
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 50 workplaces with 20 or more staff, 6,372 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively moderate
- Inland floodingrelatively high in parts of ClovisRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Clovis’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fresno County and the Fresno, CA metro.
Clovis home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Clovis$514,434
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Clovis listings, and the typical home goes pending in 20 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Clovis27.24%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Clovis20
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Clovis375
New listings per month
Sellers arriving at the market.
- Clovis133
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Clovis$487,136
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Clovis99.32%
Zip codes with a Clovis address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clovis — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Clovis
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 93619 | Clovis | 55,610 | $2,580 | $604,152 |
| 93611 | Clovis | 46,624 | $2,386 | $488,479 |
| 93612 | Clovis | 37,755 | $1,794 | $370,991 |