States · Georgia · Sumter County

Cobb, Georgia.

Typical home $346,619 (+8.2% in a year). Americus, GA metro.

What it costs per month · Cobb $1,819/mo

to buy the typical home at today's mortgage rate — +$1,144 (+170%) since Jan 2020.

What the home itself did
1 year
Up $26,343 +8%
$320,276$346,619 since Sep 2025
5 years
Up $109,158 +46%
$237,461$346,619 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Cobb $1,819 Georgia $1,727 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Cobb$1,819
  • Georgia$1,727
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in Cobb, GA rose 8.2% over the past year — faster than the nation's +1.2%.

Living in Cobb, Sumter County, Georgia

The Census does not count Cobb on its own, so the figures here are Sumter County's. Half the county's households earn more than $42,653 a year and half less; 24% of the county's people live below the poverty line. 57% of the county's homes are lived in by their owners and 43% are rented. Unemployment in Sumter County was 4.5% in August 2026, and the county had 2.2% fewer jobs in 2025 than the year before. The most people in Sumter County work in schools and health care, then manufacturing.

People 29,000 about, in Sumter County: the Census does not count Cobb on its own
Household income $42,653 the median in Sumter County, give or take $3,404
Unemployment 4.5% Sumter County, August 2026; 4.9% a year before
Homes 57% lived in by their owners; 43% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cobb is a small community in Sumter County, in southwest Georgia. Across Sumter County, most homes are lived in by their owners rather than rented, and typical home values are high compared with local incomes. Incomes are modest, and a larger share of residents live below the poverty line than in most of the country. Winters are mild by northern standards, with little or no snow, while summers are hot and the area gets a good deal of rain through the year.

Work. Many residents work in schools, hospitals and social care, or in manufacturing, and a good number work in shops and in restaurants, hotels and entertainment. The number of jobs in the county dipped slightly last year, though unemployment is a little lower than it was a year ago. Commutes are fairly short, and few people work from home compared with the rest of the country, so most people head out each day.

Things to do. Georgia Veterans State Park, a museum a short drive away, is a good choice for an easy outing. Andersonville National Historic Site, a protected area a longer drive off, is another place to visit, and Lake Blackshear, a reservoir a short drive away, suits a quiet afternoon by the water.

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  • 10,986households
  • 37.9median age
  • 21%of adults have a degree
  • 24%below the poverty line
  • 20 mintypical commute
  • 8%work from home

What people in Sumter County work in

  • Schools, hospitals and social care25%
  • Manufacturing14%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment9%
  • Professional and business services9%
  • Government6%

Employed residents by industry, from the Census survey. Sumter County had 9,680 jobs in 2025, 2.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 59° and 37°; warmest in July, 92° and 72° 40° 60° 80° 100° J 59° 37° F M A M J J 92° 72° A S O N D
Average daily high and low for each month: coldest in January, 59° and 37°; warmest in July, 92° and 72° 40° 60° 80° 100° J 59° 37° F M A M J J 92° 72° A S O N D

Coldest in January, with highs near 59° and lows near 37°; warmest in July, with highs near 92° and lows near 72°. About 49 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Crisp County Pwr Dam weather station, 9 miles away (NOAA).

Largest workplaces in Sumter County

  1. Sumter County SchoolsSchool district592FTE
  2. Phoebe Sumter Medical CenterGeneral hospital402FTE
  3. Georgia Southwestern State UniversityUniversity or college378
  4. Magnolia ManorSkilled nursing facilities332
  5. WalmartWarehouse clubs and supercenters294
  6. South Georgia Technical CollegeTwo-year college214
  7. TSGGaskets manufacturing148
  8. Lowe's Companies, INCHomecenter128

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 23 workplaces with 20 or more staff, 1,732 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtRelatively high
  2. TornadoesRelatively moderate
  3. LightningRelatively moderate
  4. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Sumter County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sumter County and the Americus, GA metro.

Cobb home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Cobb $346,619 Georgia $329,115 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Cobb$346,619
  • Georgia$329,115
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Cobb 12
10 20 30 2018 2022 2026
  • Cobb12

Zip codes with a Cobb address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cobb — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cobb