States · New York · Sullivan County

Cochecton, New York.

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What it costs per month · Cochecton $2,755/mo

to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • New York$2,755
  • United States$1,922

Living in Cochecton, Sullivan County, New York

Cochecton is a town of 1,448 people in Sullivan County. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Sullivan County was 3.8% in August 2026, and the county had 1.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 1,448 in the 2020 census
Household income Too few homes in Cochecton for the Census survey to measure.
Unemployment 3.8% Sullivan County, August 2026; 3.8% a year before
Homes 80% lived in by their owners; 20% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cochecton is a small town in Sullivan County, New York, where most homes are lived in by their owners. Winters are cold, with January the coldest month and plenty of snow mixed in with the rain through the year, while summers are warm. Commutes tend to run long, and a good number of residents work from home.

Work. Many residents work in schools, hospitals and social care, with others in professional and business services, transport and warehouses, or manufacturing. Across Sullivan County, the largest workplaces include The Center for Discovery, the Monticello Central School District and Garnet Health Medical Center. Joblessness in the county is about where it was a year ago, and the number of jobs has grown slightly.

Things to do. The Upper Delaware Scenic and Recreational River, a protected area, is a short drive away. Toronto Lake and Luxton Lake are also a short drive away, both good for time by the water. For a longer outing, the Lackawaxen River is a longer drive away.

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  • 699households
  • 40%of adults have a degree
  • 8%below the poverty line
  • 34 mintypical commute
  • 15%work from home

What residents work in

  • Schools, hospitals and social care28%
  • Professional and business services16%
  • Transport, warehouses and utilities9%
  • Manufacturing8%
  • Building trades7%
  • Shops (retail)5%

Employed residents by industry, from the Census survey. Sullivan County had 30,789 jobs in 2025, 1.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 33° and 15°; warmest in July, 82° and 58° 20° 40° 60° 80° J 33° 15° F M A M J J 82° 58° A S O N D
Average daily high and low for each month: coldest in January, 33° and 15°; warmest in July, 82° and 58° 20° 40° 60° 80° J 33° 15° F M A M J J 82° 58° A S O N D

Coldest in January, with highs near 33° and lows near 15°; warmest in July, with highs near 82° and lows near 58°. About 46 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Milanville weather station, 4 miles away (NOAA).

Largest workplaces in Sullivan County

  1. The Center for DiscoveryHealthcare1,762
  2. Monticello Central School DistrictSchool district676FTE
  3. Garnet Health Medical Center - CatskGeneral hospital435FTE
  4. WalmartWarehouse clubs and supercenters356
  5. Liberty Central School DistrictSchool district353FTE
  6. Formaggio CheeseCheese manufacturing350
  7. Kohl's331
  8. Fallsburg Central School DistrictSchool district278FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 29 workplaces with 20 or more staff, 5,135 people in all across the county; Cochecton has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingRelatively moderate
  2. Cold wavesRelatively moderate
  3. LightningRelatively moderate
  4. TornadoesRelatively moderate
  5. Strong windRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Sullivan County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sullivan County.

Cochecton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Sellers are cutting prices on about 1 in 4 Cochecton listings — the market is roughly in balance.

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

23% 24% 25% 26% 27% 2026 Cochecton 24.43% United States 26.90%
23% 24% 25% 26% 27% 2026
  • Cochecton24.43%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 2021 2022 2023 2024 2025 2026 Cochecton 20
5 10 15 20 2022 2024 2026
  • Cochecton20

Zip codes with a Cochecton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cochecton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.