Coffeen, Illinois.
Typical home $135,273 (+5.3% in a year).
to buy the typical home at today's mortgage rate — +$241 (+51%) since Jan 2020.
- 1 year
- Up $6,777 +5%
- $128,496$135,273 since Sep 2025
- 5 years
- Up $13,240 +11%
- $122,033$135,273 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Coffeen$710
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 34 years.
Typical home values in Coffeen, IL rose 5.3% over the past year — faster than the nation's +1.2%.
Living in Coffeen, Montgomery County, Illinois
Coffeen is a city of 647 people in Montgomery County. Unemployment in Montgomery County was 3.7% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Montgomery County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Coffeen is a very small city in Montgomery County, Illinois, the kind of place where residents tend to know one another. A four-year degree is less common among adults here than in most of the country, and a larger share of residents live below the poverty line than is typical. Homes are modestly priced compared with much of the country, and winters are cold while summers turn hot, with a fair amount of rain and melted snow through the year.
Work. Residents work mostly in schools, hospitals and social care, in shops, in manufacturing and in the building trades. Across Montgomery County, some of the largest workplaces are Walmart, Hillsboro CUSD 3 and St. Francis Hospital. Unemployment across the county is lower than a year ago, and the number of jobs has edged up. Most people drive to work, and a typical commute is of ordinary length, with few working from home.
Things to do. Coffeen Lake State Fish and Wildlife Area is a protected area in or beside town, and Lake Glenn Shoals is a lake a short drive away. For a longer outing, Vandalia State House State Historic Site is a museum a longer drive away, and Vandalia Lake is a reservoir that is also a longer drive off.
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- 14%of adults have a degree
- 21%below the poverty line
- 22 mintypical commute
- 4%work from home
What people in Montgomery County work in
Employed residents by industry, from the Census survey. Montgomery County had 8,847 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 21°; warmest in July, with highs near 89° and lows near 67°. About 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hillsboro weather station, 7 miles away (NOAA).
Largest workplaces in Montgomery County
- WalmartWarehouse clubs and supercenters342
- Hillsboro CUSD 3School district296FTE
- Litchfield CUSD 12School district201FTE
- St. Francis HospitalCritical access hospital172FTE
- Dometic LitchfieldTrucks, off-highway, manufacturing165
- Hillsboro Area HospitalCritical access hospital161FTE
- Kinney ContractorsRoad construction81
- Dohrn Transfer Company79
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 24 workplaces with 20 or more staff, 2,079 people in all across the county; Coffeen has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Cold wavesVery high
- TornadoesVery high
- Heat wavesRelatively high
- LightningRelatively high
- HailRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Coffeen’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County.
Coffeen home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Coffeen$135,273
- Illinois$295,943
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Coffeen address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Coffeen — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.