Colma, California.
Typical home $1,076,612 (+2.2% in a year). San Francisco-Oakland-Berkeley, CA metro.
to buy the typical home at today's mortgage rate — +$1,705 (+43%) since Jan 2020.
- 1 year
- Up $22,847 +2%
- $1,053,765$1,076,612 since Sep 2025
- 5 years
- Down $52,212 -5%
- $1,128,824$1,076,612 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Colma$5,651
- California$3,997
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Colma, CA rose 2.2% over the past year — faster than the nation's +1.2%.
Living in Colma, San Mateo County, California
Colma is a town of 1,507 people in San Mateo County. Half its households earn more than $148,295 a year and half less, against $158,855 across San Mateo County; 7% of its people live below the poverty line. 53% of its homes are lived in by their owners and 47% are rented. Unemployment in San Mateo County was 4.0% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Colma is a very small town just south of San Francisco, with a population that is a small fraction of what most American towns hold. Household incomes run a little below the county's, and slightly more homes are lived in by their owners than rented. Winters are mild, with cool days and little or no snow, and the year brings a modest amount of rain.
Work. Residents work mostly in schools, hospitals and social care, with many others in professional and business services, restaurants and hotels, and shops. In Colma itself, some of the biggest workplaces are Target and several car dealerships, such as Serramonte Kia, along with Philz Coffee. Commutes are on the longer side, and a good number of people work from home.
Things to do. San Francisco is a short drive away, and with it Golden Gate Park, a large garden and park, and the California Academy of Sciences, an aquarium and science museum. Oracle Park, home to the city's baseball team, is also a short drive away. For a longer outing, Alcatraz Federal Penitentiary, now a museum, is a longer drive.
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- 471households
- 27%of adults have a degree
- 7%below the poverty line
- 28 mintypical commute
- 21%work from home
What residents work in
Employed residents by industry, from the Census survey. San Mateo County had 411,346 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 59° and lows near 46°; warmest in October, with highs near 66° and lows near 53°. About 21 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the San Francisco Oceanside weather station, 5 miles away (NOAA).
Largest workplaces in Colma
- TargetDiscount department stores340
- Mathew EnterprisesAutomobile dealers, new only or new and used72
- Mathew EnterprisesAutomobile dealers, new only or new and used46
- Cornerstone Automotive San FranciscoAutomobile dealers, new only or new and used43
- Philz CoffeeSnack and nonalcoholic beverage bars37
- Serramonte KiaNew car dealers28
- Dollar Tree Stores, Inc. STOREAll other general merchandise retailers20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 586 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesVery high
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Colma’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Mateo County and the San Francisco-Oakland-Berkeley, CA metro.
Colma home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Colma$1,076,612
- California$761,538
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Colma address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Colma — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.