Comins, Michigan.
Typical home $161,420 (+6.8% in a year).
to buy the typical home at today's mortgage rate — +$464 (+121%) since Jan 2020.
- 1 year
- Up $10,310 +7%
- $151,110$161,420 since Sep 2025
- 5 years
- Up $17,280 +12%
- $144,140$161,420 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Comins$847
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 31 years.
Typical home values in Comins, MI rose 6.8% over the past year — faster than the nation's +1.2%.
Living in Comins, Oscoda County, Michigan
Comins is a township of 1,839 people in Oscoda County. Half its households earn more than $52,500 a year and half less, against $49,515 across Oscoda County; 14% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Oscoda County was 8.6% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most residents work in restaurants and hotels, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Comins is a small township in Oscoda County, in the northern part of Michigan's Lower Peninsula. Most homes are lived in by their owners, a larger share than in much of the country, and typical home values are modest. Household incomes run a little above the county's, though a noticeable portion of residents live below the poverty line, and relatively few adults hold a four-year degree. Winters are cold, with January the coldest month, and summers are pleasantly warm.
Work. Residents find work mainly in restaurants, hotels and entertainment, manufacturing, schools, hospitals and social care, and shops. Among the largest workplaces in Comins are Thunder Bay Community Health Service, Wellspring Lutheran Services and the Fairview Area School District. Unemployment across Oscoda County is high and has barely changed from a year ago, and the number of jobs there has slipped slightly. A typical commute is moderate in length, and some residents work from home.
Things to do. Water and woods define the outdoors here. Hubbard Lake is the best known of the nearby lakes, and Fletcher Pond, a reservoir, offers more quiet water. Huron National Forest is a large protected area for walking and camping, and each of these places is a longer drive away.
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- 668households
- 14%of adults have a degree
- 14%below the poverty line
- 25 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. Oscoda County had 1,363 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 29° and lows near 12°; warmest in July, with highs near 81° and lows near 56°.
Average daily high and low, 1991–2020, at the Mio Hydro Plt weather station, 8 miles away (NOAA).
Largest workplaces in Oscoda County
- Whaley SteelConcrete reinforcement placement200
- Mio-AuSable SchoolsSchool district66FTE
- Wellspring Lutheran ServicesSkilled nursing facilities57
- Whaley ConstructorsIndustrial building construction50
- SpartanNashSupermarkets and other grocery except convenience stores42
- Fairview Area School DistrictSchool district41FTE
- Forest ServiceFederal government · Department of Agriculture36
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 349 people in all across the county; Comins has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Oscoda County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Oscoda County.
Comins home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Comins$161,420
- Michigan$263,760
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Comins8
Zip codes with a Comins address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Comins — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.