Concho, Arizona.
Typical home $284,770 (+4.3% in a year).
to buy the typical home at today's mortgage rate — +$885 (+145%) since Jan 2020.
- 1 year
- Up $11,815 +4%
- $272,955$284,770 since Sep 2025
- 5 years
- Up $53,671 +23%
- $231,099$284,770 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Concho$1,495
- Arizona$2,187
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Concho, AZ rose 4.3% over the past year — faster than the nation's +1.2%.
Living in Concho, Apache County, Arizona
Concho, in Apache County, had 54 people in the 2020 census. Unemployment in Apache County was 8.8% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most people in Apache County work in schools and health care, then government.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Concho is a small community in Apache County in northeastern Arizona, and it is one of the quieter places in the state, where most people know one another. The town sits in high, open country, so the land feels wide and the sky feels large. Life here is shaped by its size and its distance from larger towns.
Work. Residents work in schools, hospitals and social care, in government offices, in shops, and in the building trades. Across Apache County, there were slightly more jobs last year than the year before, while unemployment has risen over the past year. Work here often means staying close to home and to the people who live nearby.
Things to do. Concho Lake lies in or beside town, so it is the easiest place to reach for a quiet walk or an afternoon by the water. A longer drive takes you to Lyman Reservoir and to Agate House Pueblo, an archaeological site that gives a sense of the ancient people who lived across this country. Both are worth the trip for anyone who enjoys open water or the old stone ruins of the region.
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What people in Apache County work in
Employed residents by industry, from the Census survey. Apache County had 16,853 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 49° and lows near 20°; warmest in July, with highs near 91° and lows near 60°. About 6 inches of snow and 9 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Saint Johns weather station, 12 miles away (NOAA).
Largest workplaces in Apache County
- Fort Defiance Indian HospitalGeneral hospital1,304FTE
- Chinle Comprehensive Care FacilityGeneral hospital1,276FTE
- Navajo Tribal Utility AuthorityDistribution of electric power923
- Indian Health ServiceFederal government · Department of Health and Human Services660
- Chinle Unified District (4158)School district499FTE
- Dine CollegeUniversity or college268
- Sage Memorial HospitalCritical access hospital253FTE
- Window Rock Unified District (4154)School district243FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 1,722 people in all across the county; Concho has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), federal offices from OPM's federal workforce data (2026), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Wildfirerelatively high in parts of ConchoRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Concho’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Apache County.
Concho home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Concho$284,770
- Arizona$416,733
- United States$366,157
Sellers are cutting prices on about 1 in 6 Concho listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Concho17.23%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Concho35
New listings per month
Sellers arriving at the market.
- Concho6
Zip codes with a Concho address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Concho — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.