Concord, Illinois.
Typical home $131,354 (-0.2% in a year). Jacksonville, IL metro.
to buy the typical home at today's mortgage rate — $58 (-8%) since Nov 2023.
- 1 year
- Down $215 -0%
- $131,569$131,354 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Concord$689
- Illinois$1,553
- United States$1,922
Typical home values in Concord, IL fell 0.2% over the past year — slower than the nation's +1.2%.
Living in Concord, Morgan County, Illinois
Concord is a village of 150 people in Morgan County. 97% of its homes are lived in by their owners and 3% are rented. Unemployment in Morgan County was 3.5% in August 2026, and the county had 1.9% more jobs in 2025 than the year before. The most people in Morgan County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Concord is a village in Morgan County, Illinois, and a very small one, with only a handful of streets' worth of neighbors. Nearly every home is lived in by its owners, which is far more than across the county as a whole, and typical home values sit at a modest level. Winters are cold, with January the coldest month, and summers turn properly hot in July. Rain and melted snow fall steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also employing many. Across Morgan County, the largest workplaces include Jacksonville Memorial Hospital, Jacksonville Schools and Illinois College. Joblessness across the county has eased compared with a year earlier, and the number of jobs there has edged up. Few adults here hold a four-year degree, and the share living below the poverty line is modest.
Things to do. The closest stop is The Paul Findley Congressional Office Museum, a museum a short drive away. Farther afield, a longer drive brings you to the La Moine River, a river good for time outdoors, and to Meredosia National Wildlife Refuge, a protected area. Meredosia Lake, also a longer drive away, offers more water to explore.
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- 8%of adults have a degree
- 7%below the poverty line
What people in Morgan County work in
Employed residents by industry, from the Census survey. Morgan County had 14,194 jobs in 2025, 1.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 18°; warmest in July, with highs near 87° and lows near 65°. About 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Jacksonville weather station, 10 miles away (NOAA).
Largest workplaces in Morgan County
- Jacksonville Memorial HospitalCritical access hospital553FTE
- Reynolds Consumer Product- West sitePolyethylene film and unlaminated sheet manufacturing482
- Reynolds Consumer ProductsFilm, plastics, manufacturing450
- WalmartWarehouse clubs and supercenters416
- Jacksonville SD 117School district393FTE
- Illinois CollegeUniversity or college287
- Hertzberg New MethodBookbinding machines manufacturing210
- Pathway Services UnlimitedGroup homes, intellectual and developmental disability205
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 41 workplaces with 20 or more staff, 5,015 people in all across the county; Concord has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Strong windVery high
- DroughtRelatively high
- Inland floodingRelatively high
- Heat wavesRelatively high
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Concord’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Morgan County and the Jacksonville, IL metro.
Concord home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Concord$131,354
- Illinois$295,943
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Concord address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Concord — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.