Cooperstown, New York.
Typical home $411,447 (+10.5% in a year), asking rent $2,200 . Oneonta, NY metro.
to buy the typical home at today's mortgage rate — +$1,198 (+125%) since Jan 2020.
- 1 year
- Up $39,245 +11%
- $372,202$411,447 since Sep 2025
- 5 years
- Up $101,786 +33%
- $309,661$411,447 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cooperstown$2,160
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Cooperstown, NY rose 10.5% over the past year — faster than the nation's +1.2%.
Living in Cooperstown, Otsego County, New York
Cooperstown is a village of 1,794 people in Otsego County. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Otsego County was 4.4% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most people in Otsego County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cooperstown is a small village with a quiet, settled feel, and most homes are lived in by their owners. A large share of adults hold a four-year degree, and a typical trip to work is short, with some people working from home. Winters are cold and very snowy, summers are mild, and rain and melted snow fall through the year.
Work. Many residents work in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in manufacturing. Golub, Bruce Hall and the Clara Welch Thanksgiving Home are among the largest workplaces in the village. Unemployment across Otsego County is about where it was a year ago, and the county has added a few more jobs.
Things to do. The National Baseball Hall of Fame and Museum and the Fenimore Art Museum are both in or beside the village, and the Susquehanna River runs through the area. A short drive away are Otsego Lake and Glimmerglass State Park, a protected area good for a day outdoors.
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- 916households
- 61%of adults have a degree
- 12%below the poverty line
- 12 mintypical commute
- 15%work from home
What people in Otsego County work in
Employed residents by industry, from the Census survey. Otsego County had 22,645 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 23° and lows near 14°; warmest in July, with highs near 73° and lows near 59°. About 86 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cooperstown weather station, a mile away (NOAA).
Largest workplaces in Cooperstown
- GolubGrocery stores65
- Bruce HallHome centers, building materials41
- Clara Welch Thanksgiving HomeContinuing care retirement communities39
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 145 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- Cold wavesRelatively high
- Winter weatherRelatively high
- Strong windRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cooperstown’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Otsego County and the Oneonta, NY metro.
Cooperstown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cooperstown$411,447
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 8 Cooperstown listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cooperstown13.17%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cooperstown35
New listings per month
Sellers arriving at the market.
- Cooperstown9
Zip codes with a Cooperstown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cooperstown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.