Coronado, California.
Typical home $2,566,591 (+6.7% in a year), asking rent $5,122 (+2.4%). San Diego-Chula Vista-Carlsbad, CA metro.
to buy the typical home at today's mortgage rate — +$7,693 (+133%) since Jan 2020.
- 1 year
- Up $160,764 +7%
- $2,405,827$2,566,591 since Sep 2025
- 5 years
- Up $619,574 +32%
- $1,947,017$2,566,591 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Coronado$13,471
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Coronado, CA rose 6.7% over the past year — faster than the nation's +1.2%.
Asking rents in Coronado, CA rose 2.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Coronado runs $12,542/mo more than renting one. The gap peaked at $12,810 in Oct 2023.
That is $17,664 a month against $5,122 rent: a $13,471 mortgage payment, plus $1,445 property tax and $2,748 insurance & upkeep.
Owning vs renting — Coronado
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$17,664
- Renting$5,122
- Mortgage only$13,471
Property tax · $1,445/mo 0.68% of value a year — the ACS 2020-2024 median bill over the median home value for San Diego County, CA
Insurance & upkeep · $2,748/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Coronado, San Diego County, California
Coronado is a city of 20,192 people in San Diego County. Half its households earn more than $134,534 a year and half less, against $106,268 across San Diego County; 5% of its people live below the poverty line. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Coronado was 4.9% in August 2026, and San Diego County had 0.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Coronado is a small city in San Diego County where the people are older than in much of the country, and most adults hold a four-year degree. Household incomes run well above the county's, and relatively few residents live below the poverty line. Homes here are very expensive and rents are high, and owners and renters both make up a sizable part of the town.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, and in banks, insurance and property. Among the largest workplaces in Coronado are Hotel Del Coronado, Sharp Coronado Hospital and Coronado Unified. The typical commute is short, and a good number of people work from home.
Things to do. Winters are mild and summers are warm, with little or no snow and not much rain through the year. Balboa Park, a park and museum district a short drive away, is one of the best known places nearby, along with the San Diego Zoo. Cabrillo National Monument, a protected area on the coast, is also a short drive from town.
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- 7,303households
- 66%of adults have a degree
- 5%below the poverty line
- 18 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. San Diego County had 1,535,067 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 66° and lows near 48°; warmest in August, with highs near 77° and lows near 66°. About 9 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the North Island Nas weather station, 4 miles away (NOAA).
Largest workplaces in Coronado
- Hilton Worldwide Holdings, Inc.Hotels1,356
- Sharp Coronado HospitalGeneral hospital440FTE
- City of CoronadoExecutive and legislative office combinations428
- Coronado UnifiedSchool district322FTE
- VonsSupermarkets and other grocery stores79
- SodexoBuilding cleaning maintenance57
- Villa by the seaHotels37
- Grand Pacific ResortsTourist lodges34
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 2,087 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Earthquakesrelatively high in parts of CoronadoRelatively moderate
- Inland floodingrelatively high in parts of CoronadoRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Coronado’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Diego County and the San Diego-Chula Vista-Carlsbad, CA metro.
Coronado home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Coronado$2,566,591
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 4 Coronado listings, and the typical home goes pending in 46 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Coronado26.32%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Coronado46
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Coronado129
New listings per month
Sellers arriving at the market.
- Coronado26
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Coronado$2,910,096
- United States$371,407
Zip codes with a Coronado address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Coronado — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.