Cosby, Tennessee.
Typical home $267,766 (+4.7% in a year). Newport, TN metro.
to buy the typical home at today's mortgage rate — +$800 (+132%) since Jan 2020.
- 1 year
- Up $11,979 +5%
- $255,788$267,766 since Sep 2025
- 5 years
- Up $63,095 +31%
- $204,671$267,766 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cosby$1,405
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Cosby, TN rose 4.7% over the past year — faster than the nation's +1.2%.
Living in Cosby, Cocke County, Tennessee
Cosby, in Cocke County, had 807 people in the 2020 census. Unemployment in Cocke County was 4.3% in August 2026, and the county had 6.3% fewer jobs in 2025 than the year before. The most people in Cocke County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cosby is a small community in Cocke County, Tennessee, with a younger population than many rural towns and a median age on the youthful side. Homes here carry a typical value well above what the county's household incomes might suggest. Winters are cold, with highs and lows hovering around freezing in January, and summers are warm. Snow falls a few times a year, and the area gets plenty of rain.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in shops. Across Cocke County, the largest workplaces include Cocke County Schools, Newport Medical Center and Walmart. Commutes are long for many people, and the county has fewer jobs than it did a year earlier.
Things to do. The Maddron Bald Trail is in or beside town, a good option for a walk or hike close to home. Farther afield, a longer drive reaches Great Smoky Mountains National Park, the best known place nearby, along with Dollywood, an amusement park. The Cherokee National Forest, a protected area, is also a longer drive away.
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- 53 mintypical commute
- 8%work from home
What people in Cocke County work in
Employed residents by industry, from the Census survey. Cocke County had 7,408 jobs in 2025, 6.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 29°; warmest in July, with highs near 86° and lows near 65°. About 6 inches of snow and 54 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Waterville weather station, 8 miles away (NOAA).
Largest workplaces in Cocke County
- Cocke County SchoolsSchool district695FTE
- WalmartWarehouse clubs and supercenters346
- Newport Medical CenterGeneral hospital253FTE
- SonocoTubes and cores235
- Ole Smoky DistilleryDistilleries143
- SSW Advanced TechnologiesShelving, wire, made from purchased wire140
- K VA T Food StoresSupermarket138
- Lowe's Companies, INCHomecenter129
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 2,215 people in all across the county; Cosby has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
- Strong windRelatively high
- LandslidesRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cosby’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cocke County and the Newport, TN metro.
Cosby home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cosby$267,766
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 3 Cosby listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cosby28.76%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cosby83
New listings per month
Sellers arriving at the market.
- Cosby12
Zip codes with a Cosby address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cosby — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.