Cotati, California.
Typical home $724,444 (+0.0% in a year), asking rent $2,928 . Santa Rosa-Petaluma, CA metro.
to buy the typical home at today's mortgage rate — +$1,609 (+73%) since Jan 2020.
- 1 year
- Up $322 +0%
- $724,122$724,444 since Sep 2025
- 5 years
- Up $35,909 +5%
- $688,534$724,444 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cotati$3,802
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 68 years.
Typical home values in Cotati, CA rose 0.0% over the past year — slower than the nation's +1.2%.
Living in Cotati, Sonoma County, California
Cotati is a city of 7,584 people in Sonoma County. Half its households earn more than $110,750 a year and half less, against $104,674 across Sonoma County; 8% of its people live below the poverty line. 59% of its homes are lived in by their owners and 41% are rented. Unemployment in Sonoma County was 4.5% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cotati is a small city in Sonoma County where household incomes run a little above the county's and fewer people live below the poverty line than in many places. A good share of homes are lived in by their owners, though renting is common too, and both typical home values and typical rents are high. Winters are cool and wet, summers are mild to warm, and snow is rare.
Work. Many residents work in schools, hospitals and social care, with others in professional and business services, shops, and restaurants and hotels. Among the biggest workplaces in Cotati are Oliver's Market - Cotati Location, Lowe S of Cotati and R. McClure Electric. Commutes are fairly long, and a fair number of people work from home.
Things to do. A short drive away, Jack London State Historic Park and Trione-Annadel State Park are protected areas with room to walk and spend time outdoors. The Charles M. Schulz Museum and Research Center, also a short drive off, is a museum for a lazy afternoon indoors. For a longer outing, Point Reyes National Seashore is a protected stretch of coast a longer drive away.
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- 3,195households
- 38%of adults have a degree
- 8%below the poverty line
- 29 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. Sonoma County had 206,393 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 58° and lows near 39°; warmest in September, with highs near 82° and lows near 51°. About 26 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Petaluma Airport weather station, 7 miles away (NOAA).
Largest workplaces in Cotati
- LIFEwest Ambulance Operations (Portal)Ambulance services, air or ground250
- Oliver's Market - Cotati LocationCommissaries, primarily groceries231
- Lowe's Companies, INCHomecenter147
- Park Avenue CateringCaterers111
- R. McClure ElectricElectrical contractors33
- Bimbo Bakeries USAPrivate warehousing and storage, general merchandise26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 798 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
- Inland floodingRelatively high
- DroughtRelatively moderate
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cotati’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Sonoma County and the Santa Rosa-Petaluma, CA metro.
Cotati home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cotati$724,444
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 4 Cotati listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cotati23.45%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cotati23
New listings per month
Sellers arriving at the market.
- Cotati11
Zip codes with a Cotati address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cotati — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.