Cottekill, New York.
. Kingston, NY metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Cottekill, Ulster County, New York
The Census does not count Cottekill on its own, so the figures here are Ulster County's. Half the county's households earn more than $86,271 a year and half less; 15% of the county's people live below the poverty line. 70% of the county's homes are lived in by their owners and 30% are rented. Unemployment in Ulster County was 4.1% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most people in Ulster County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cottekill sits in Ulster County in New York's Hudson Valley, and the figures that describe its residents are the county's. Across Ulster County, the typical resident is older than many Americans, and most homes are lived in by their owners. A noticeable share of residents live below the poverty line, and median household incomes are a little lower than the country's. Winters are cold and snowy, while summers are warm.
Work. Many residents work in schools, hospitals and social care, or in professional and business services. Shops, restaurants, hotels and entertainment also employ many people across the county. Ulster County's unemployment rate edged up slightly over the past year, but the county added jobs over the same period.
Things to do. The Rosendale Theatre is in or beside town, so it is the easiest outing for residents. Ashokan Reservoir and Lake Mohonk are both a short drive away and suit a day outdoors. The Franklin D. Roosevelt Presidential Library and Museum is a longer drive away and is one of the best known museums in the area.
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- 74,278households
- 44.1median age
- 38%of adults have a degree
- 15%below the poverty line
- 28 mintypical commute
- 18%work from home
What people in Ulster County work in
Employed residents by industry, from the Census survey. Ulster County had 60,554 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 19°; warmest in July, with highs near 83° and lows near 64°. About 59 inches of snow and 53 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mohonk Lake weather station, 7 miles away (NOAA).
Largest workplaces in Ulster County
- State University of New York at New PaltzUniversity or college1,315
- Kingston City School DistrictSchool district1,145FTE
- Healthalliance Hospital Marys AVEGeneral hospital755FTE
- Smiley BrothersAlpine skiing facilities with accommodations670
- Wallkill Central School DistrictSchool district442FTE
- Saugerties Central School DistrictSchool district415FTE
- New Paltz Central School DistrictSchool district395FTE
- Rondout Valley Central School DistrictSchool district393FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 105 workplaces with 20 or more staff, 10,598 people in all. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- LightningRelatively high
- LandslidesRelatively moderate
- Inland floodingRelatively moderate
- TornadoesRelatively moderate
- HurricanesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Ulster County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ulster County and the Kingston, NY metro.
Cottekill home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Cottekill address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cottekill — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.