Covington, Ohio.
Typical home $240,319 (+2.8% in a year). Dayton-Kettering, OH metro.
Property tax and schools in Covington
Covington’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Covington is in Miami County, where its property tax is set. Its homes there are in the Covington Exempted Village school district. Check your own bill.
to buy the typical home at today's mortgage rate — +$709 (+128%) since Jan 2020.
- 1 year
- Up $6,473 +3%
- $233,846$240,319 since Sep 2025
- 5 years
- Up $57,780 +32%
- $182,539$240,319 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Covington$1,261
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Covington, OH rose 2.8% over the past year — faster than the nation's +1.2%.
Living in Covington, Miami County, Ohio
Covington is a village of 2,548 people in Miami County. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Miami County was 3.1% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Covington is a village in Miami County, Ohio, where most homes are lived in by their owners. Poverty is lower than in many places, and few adults hold a four-year degree. Winters are cold, with January the coldest month, and summers are warm, peaking in July. Over the year the village sees a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, professional and business services, and the building trades also well represented. Some of the largest workplaces in Covington are Covington Exempted Village Schools, Perrigo Ohio POH, a dairy product manufacturer, and Tim Chesney Miami Covington, a nursing home. Typical commutes are moderate, and some people work from home.
Things to do. Loramie Creek, a river, is a short drive away. A longer drive brings you to the National Museum of the United States Air Force, one of the best known museums in the region, and to Lake Loramie State Park, a protected area with water and trails nearby. Eldora Speedway, a race track, is also a longer drive away.
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- 1,077households
- 15%of adults have a degree
- 5%below the poverty line
- 25 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Miami County had 41,783 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 21°; warmest in July, with highs near 84° and lows near 64°. About 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Piqua Wwtp weather station, 6 miles away (NOAA).
Largest workplaces in Covington
- Covington Exempted Village SchoolsSchool district190FTE
- Perrigo Ohio POHDry condensed and evaporated dairy product manufacturing104
- Tim Chesney Miami CovingtonNursing homes65
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 169 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Covington’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Miami County and the Dayton-Kettering, OH metro.
Covington home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Covington$240,319
- Ohio$245,982
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Covington14
Zip codes with a Covington address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Covington — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.