Coward, South Carolina.
Typical home $153,260 (+12.8% in a year). Florence, SC metro.
to buy the typical home at today's mortgage rate — +$466 (+138%) since Jan 2020.
- 1 year
- Up $17,389 +13%
- $135,870$153,260 since Sep 2025
- 5 years
- Up $40,127 +35%
- $113,133$153,260 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Coward$804
- South Carolina$1,597
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Coward, SC rose 12.8% over the past year — faster than the nation's +1.2%.
Living in Coward, Florence County, South Carolina
Coward is a town of 748 people in Florence County. Unemployment in Florence County was 4.7% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most people in Florence County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Coward is a very small town in Florence County, South Carolina, with fewer residents than most towns of any size. Winters are mild, with cold spells in January, and summers are hot, with July the warmest month. Rain and melted snow add up to a good deal over the year. Few adults hold a four-year degree, and the typical drive to work is a fairly long one.
Work. Residents work mostly in schools, hospitals and social care, followed by manufacturing, shops, and restaurants, hotels and entertainment. Across Florence County, some of the largest workplaces are Mcleod Regional Medical Center, Florence 01 Schools and Honda. Unemployment across the county has eased a little since a year ago, and the county has added jobs over the past year.
Things to do. Moore Farms Botanical Garden is a botanical garden a short drive away. A longer drive brings you to Darlington Raceway, one of the best known race tracks in the region, and to Woods Bay State Park, a protected area of woods and wetland. Each makes an easy day out from town.
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- 15%of adults have a degree
- 26 mintypical commute
- 8%work from home
What people in Florence County work in
Employed residents by industry, from the Census survey. Florence County had 69,704 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 58° and lows near 34°; warmest in July, with highs near 92° and lows near 71°. About 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lake City Southeast weather station, 8 miles away (NOAA).
Largest workplaces in Florence County
- Mcleod Regional Medical CenterGeneral hospital2,771FTE
- Florence 01 SchoolsSchool district2,539FTE
- Mcleod Physician AssociatesManaging offices of physicians and surgeons1,566
- HondaAll-terrain vehicles, wheeled or tracked, manufacturing1,244
- QVC, Inc. (Florence)General warehousing and storage1,097
- Ruiz Food ProductsMexican foods, frozen, manufacturing976
- Musc Health Florence Medical CenterGeneral hospital904FTE
- Foodservice Florence635
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 110 workplaces with 20 or more staff, 26,556 people in all across the county; Coward has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively high
- TornadoesRelatively high
- LightningRelatively high
- WildfireRelatively moderate
- Heat wavesRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Coward’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Florence County and the Florence, SC metro.
Coward home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Coward$153,260
- South Carolina$304,319
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Coward6
Zip codes with a Coward address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Coward — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.