Crofton, Kentucky.
Typical home $228,308 (+1.5% in a year). Clarksville, TN-KY metro.
to buy the typical home at today's mortgage rate — +$729 (+155%) since Jan 2020.
- 1 year
- Up $3,314 +1%
- $224,994$228,308 since Sep 2025
- 5 years
- Up $75,827 +50%
- $152,481$228,308 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Crofton$1,198
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Crofton, KY rose 1.5% over the past year — faster than the nation's +1.2%.
Living in Crofton, Christian County, Kentucky
Crofton is a city of 653 people in Christian County. Half its households earn more than $45,855 a year and half less, against $55,494 across Christian County. Unemployment in Christian County was 5.4% in August 2026, and the county had 1.1% fewer jobs in 2025 than the year before. The most people in Christian County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Crofton is a very small Kentucky city in Christian County, home to far fewer people than most towns of its kind. Household incomes here run below the county's, and typical homes carry a price well above what those incomes might suggest. Few adults hold a four-year degree compared with the country as a whole.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and professional and business services close behind. Across Christian County, some of the largest workplaces are Walmart, Christian County Schools and Jennie Stuart Medical Center. Joblessness in the county has held steady over the past year, though the county has slightly fewer jobs than it did the year before.
Things to do. The Tradewater River is a short drive away and suits anyone who likes time by the water. Farther afield, Pennyrile State Forest and Pennyrile Forest State Resort Park offer protected woodland and park grounds, and Lake Malone State Park gives a lakeside outing. Winters are cold with a little snow, and summers are warm, so spring and autumn are comfortable for getting outdoors.
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- 283households
- 14%of adults have a degree
What people in Christian County work in
Employed residents by industry, from the Census survey. Christian County had 31,172 jobs in 2025, 1.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 27°; warmest in July, with highs near 88° and lows near 70°. About 5 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hopkinsville weather station, 14 miles away (NOAA).
Largest workplaces in Christian County
- WalmartGeneral warehousing and storage1,190
- Christian County SchoolsSchool district1,179FTE
- Jennie Stuart Medical CenterGeneral hospital829FTE
- Proeza GroupChassis, light truck and utility, manufacturing800
- Martinrea of HopkinsvilleAutomotive, truck and bus steering assemblies and parts manufacturing500
- Churchill DownsCasino hotels402
- WalmartWarehouse clubs and supercenters350
- SIMOS Insourcing SolutionsStaffing335
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 72 workplaces with 20 or more staff, 10,259 people in all across the county; Crofton has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Ice stormsRelatively high
- LightningRelatively high
- Winter weatherRelatively high
- DroughtRelatively moderate
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Crofton’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Christian County and the Clarksville, TN-KY metro.
Crofton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Crofton$228,308
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Crofton13
Zip codes with a Crofton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Crofton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.