Crosby, Minnesota.
Typical home $197,006 (-1.3% in a year). Brainerd, MN metro.
to buy the typical home at today's mortgage rate — +$638 (+161%) since Jan 2020.
- 1 year
- Down $2,693 -1%
- $199,699$197,006 since Sep 2025
- 5 years
- Up $38,074 +24%
- $158,932$197,006 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Crosby$1,034
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Crosby, MN fell 1.3% over the past year — slower than the nation's +1.2%.
Living in Crosby, Crow Wing County, Minnesota
Crosby is a city of 2,360 people in Crow Wing County. Half its households earn more than $41,554 a year and half less, against $72,589 across Crow Wing County; 17% of its people live below the poverty line. 54% of its homes are lived in by their owners and 46% are rented. Unemployment in Crow Wing County was 4.9% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Crosby is a small city in Crow Wing County, and its residents are older than in most places, with a median age well above the national one. Incomes here run well below the county's, and more people live below the poverty line than you might expect for the region, though a good share of homes are still lived in by their owners. Winters are cold and snowy, with January highs staying below freezing, and summers are warm without being extreme.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, manufacturing and other services. Among the largest workplaces in Crosby are Cuyuna Regional Medical Center, Graphic Packaging International and the Crosby-Ironton Public School District. Unemployment across Crow Wing County is a little higher than a year ago, and the number of jobs has barely changed.
Things to do. Cuyuna Country State Recreation Area is a protected area in or beside town, and Portsmouth Mine Pit Lake and Serpent Lake are also in or beside town. For a short drive, the Little Pine River and the Nokasippi River are close by. A longer drive reaches Mille Lacs Lake.
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- 1,145households
- 17%of adults have a degree
- 17%below the poverty line
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Crow Wing County had 31,145 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 21° and lows near 0°; warmest in July, with highs near 82° and lows near 58°. About 25 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Brainerd Crow Wing County Airport weather station, 11 miles away (NOAA).
Largest workplaces in Crosby
- Cuyuna Regional Medical CenterCritical access hospital834FTE
- Graphic Packaging InternationalPaper and paperboard186
- Crosby-ironton Public School DistSchool district143FTE
- Cuyuna Range Elementary SchoolElementary and secondary schools81
- City of CrosbyCity and town councils54
- Great River Eye ClinicDoctors of optometry offices40
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 1,312 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- LightningRelatively high
- Strong windRelatively moderate
- HailRelatively moderate
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Crosby’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Crow Wing County and the Brainerd, MN metro.
Crosby home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Crosby$197,006
- Minnesota$348,778
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Crosby16
New listings per month
Sellers arriving at the market.
- Crosby6
Zip codes with a Crosby address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Crosby — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.