Cross, South Carolina.
Typical home $264,786 (-0.8% in a year). Charleston-North Charleston, SC metro.
to buy the typical home at today's mortgage rate — +$555 (+66%) since Jan 2020.
- 1 year
- Down $2,034 -1%
- $266,821$264,786 since Sep 2025
- 5 years
- Down $24,927 -9%
- $289,714$264,786 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cross$1,390
- South Carolina$1,597
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Cross, SC fell 0.8% over the past year — slower than the nation's +1.2%.
Living in Cross, Berkeley County, South Carolina
The Census does not count Cross on its own, so the figures here are Berkeley County's. Half the county's households earn more than $84,358 a year and half less; 10% of the county's people live below the poverty line. 74% of the county's homes are lived in by their owners and 26% are rented. Unemployment in Berkeley County was 3.9% in August 2026, and the county had 4.9% more jobs in 2025 than the year before. The most people in Berkeley County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cross is in Berkeley County, where most homes are lived in by their owners and residents tend to be younger than the national middle. Winters are mild with little or no snow, summers are hot, and the area gets a good deal of rain through the year. Fewer adults hold a college degree than across the country.
Work. Jobs in Berkeley County grew over the most recent year, and unemployment is lower than it was a year earlier. Many residents work in schools, hospitals and social care, in professional and business services, in manufacturing, or in shops. Few people work from home, so most people travel to a workplace each day.
Things to do. Lake Moultrie, a reservoir, is a short drive away, and Cypress Gardens, a botanical garden, is a longer drive. Francis Beidler Forest, a protected area, is also a longer drive away.
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- 93,711households
- 36.9median age
- 31%of adults have a degree
- 10%below the poverty line
- 30 mintypical commute
- 12%work from home
What people in Berkeley County work in
Employed residents by industry, from the Census survey. Berkeley County had 70,252 jobs in 2025, 4.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 59° and lows near 38°; warmest in July, with highs near 93° and lows near 74°. About 52 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Moncks Corner North weather station, 12 miles away (NOAA).
Largest workplaces in Berkeley County
- Berkeley 01 SchoolsSchool district4,868FTE
- Berkeley County GovernmentCounty supervisors' and executives' offices1,887
- Volvo Car US Operations/RidgevilleAssembly plants, passenger car, on chassis of own manufacture1,785
- Nucor Steel-BerkeleySteel mills1,050
- Thorne 620 OmniHerbal supplements manufacturing604
- GXO Logistics Supply ChainGeneral warehousing and storage527
- WalmartWarehouse clubs and supercenters484
- KBRBase facilities operation support services475
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 228 workplaces with 20 or more staff, 29,534 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- LightningRelatively high
- Ice stormsRelatively high
- EarthquakesRelatively moderate
- WildfireRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Berkeley County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Berkeley County and the Charleston-North Charleston, SC metro.
Cross home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cross$264,786
- South Carolina$304,319
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cross18
Zip codes with a Cross address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cross — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.